5449 Grayson Ridge Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 5449 Grayson Ridge Ct, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,115 sqft · built 2017
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Last Sale$396,000 (Nov 2017)
Tax Bill$6,600 (2026)
Deeds & MortgagesMar 2023 Line of Credit
Jun 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN206734

Property Details

APN / Parcel Number

Primary APN206734
Alternative APN
  • 1684211

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms13 Rooms
Building Area3,115 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCustom Design
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
PorchPorch
Porch Area204 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5449 GRAYSON RIDGE CT
CityGASTONIA
StateNC
Zip28056-8547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRAMER WOODS L 92 15 056B 047 00 000
Legal SubdivisionCRAMER WOODS SUBDIVISION
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1007
Census Tract32509

Owner

5449 Grayson Ridge Ct is owned and occupied by two individuals who bought it in November 2017.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5449 GRAYSON RIDGE CT, GASTONIA, NC 28056-8547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 30, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Nov 3, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 26, 2017Trustee's Deed, Construction Loan · Construction Mortgage
BRANCH BK&TR
Jan 20, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2017 · Amount on File
Deed SaleNov 3, 2017 · Amount on File
Prior SaleJan 20, 2017 · Amount on File
Deed Book / Page4943 / 2255
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address5449 GRAYSON RIDGE CT, GASTONIA, NC 28056-8547
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053991758
DateMar 24, 2023
Book Page5399/1758
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressBELMONT, NC 28012
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address5449 GRAYSON RIDGE CT, GASTONIA, NC 28056-8547
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052420513
DateJun 30, 2021
Book Page5242/513
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressBELMONT, NC 28012
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateNov 3, 2017
Property Address5449 GRAYSON RIDGE CT, GASTONIA, NC 28056-8547
Document Number0049432255
Book / Page4943 / 2255
Map ReferenceMB 75 PG 17-20
Instrument DateNov 3, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5449 GRAYSON RIDGE CT, GASTONIA, NC 28056-8547

Mortgage

Document Number49432258
DateNov 3, 2017
Instrument4943/2258
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGASTON NC
Recording DateApr 26, 2017
Property Address5449 GRAYSON RIDGE CT, GASTONIA, NC 28056-8547
Document Number0049071641
Book / Page004907 / 001641
Instrument DateApr 26, 2017
Transaction TypeConstruction Loan
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5449 GRAYSON RIDGE CT GASTONIA NC 280568547, GASTONIA, NC 28056-8547

Mortgage

Document Number49071641
DateApr 26, 2017
Book Page004907/001641
Lender
NameBRANCH BK&TR
TypeBank
AddressGASTONIA, NC 28052-4144
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJan 20, 2017
Property Address5449 GRAYSON RIDGE CT, GASTONIA, NC 28056-8547
Document Number0048910630
Book / Page004891 / 000630
Instrument DateJan 19, 2017
Transaction TypeTransfer
Record UpdatedFeb 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$90.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5449 GRAYSON RIDGE CT GASTONIA NC 280568547, GASTONIA, NC 28056-8547

Tax Assessment & Valuation

The 2026 property tax bill for 5449 Grayson Ridge Ct was $6,600.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,600.00$617,450 Land $75,480 Building $541,970
2023$6,615.00$612,530 Land $75,480 Building $537,050
2021$395,380 Land $50,320 Building $345,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5449 Grayson Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5449 Grayson Ridge Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGS GRANT S/D
private · serves 460 people · EPA ID NC0136211
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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