5448 Marylebone Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5448 Marylebone Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,967 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,743 (May 2019)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162531344200010380`

Property Details

APN / Parcel Number

Primary APN	`162531344200010380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,967 sqft Heated Area
Gross Area	2,576 sqft
1st Floor Area	1,967 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5448 MARYLEBONE DR
City	SAINT CLOUD
State	FL
Zip	34771-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER SQUARE PB 26 PGS 106-107 LOT 38
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	HANOVER SQUARE
Legal Tract	3442
Legal Lot Number	38
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5448 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 29, 2020	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC
May 1, 2019	Grant Deed, Transfer · VA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Deed Document Number	2019055698
Deed Book / Page	5517 / 0082
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5448 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901

Mortgage

Document Number	0062112703
Date	May 11, 2022
Book Page	6211/2703
Instrument	2022074579

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5448 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901

Mortgage

Document Number	0058370245
Date	Nov 20, 2020
Book Page	5837/245
Instrument	2020159217

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5448 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056651642
Date	Jan 29, 2020
Book Page	5665/1642
Instrument	2020014117

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 1, 2019
Property Address	5448 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901
Document Number	0055170082
Book / Page	005517 / 000082
Instrument Date	Apr 30, 2019
Instrument	55698
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,028.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5448 MARYLEBONE DR ST CLOUD FL 347713901, ST CLOUD, FL 34771-3901

Mortgage

Document Number	55170084
Date	May 1, 2019
Book Page	005517/000084
Instrument	55699

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00 (+7.54%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$276,370 (+5.99%)	$350,800 (+1.65%) Land $75,000 Building $275,800
2023	$3,632.00 (+4.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$260,760 (+3%)	$345,100 (+29.2%) Land $75,000 Building $270,100
2022	$3,483.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$253,166	$267,100 Land $55,000 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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