Charles County property record for 5448 Cascades Ct, White Plains, MD 20695
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,960 sqft · built 2017 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Mar 2018) |
| Tax Bill | $22,872 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-355434 |
| Primary APN | 08-355434 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,960 sqft Living Area |
| Gross Area | 4,380 sqft |
| 1st Floor Area | 1,383 sqft |
| Basement Area | 1,095 sqft |
| Finished Basement | 1,095 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,801 sqft (0.225 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 355434 |
|---|---|
| Street Address | 5448 CASCADES CT |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT L12 0.2249 AC N RT 488 PINEY CHURCH RD GLENEAGLES SOUTH NEIGHBO |
| Legal Subdivision | GLENEAGLES SOUTH NEIGHBO |
| Legal Block | 1 |
| Legal Lot Number | L12 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 850904 |
5448 Cascades Ct is owned and occupied by two individuals who bought it in March 2018.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5448 CASCADES CT, WHITE PLAINS, MD 20695-4143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 12, 2018 | Deed, Transfer STEWART TITLE GUARANTY CO |
| Oct 27, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on File |
| Deed Sale | Mar 12, 2018 · Amount on File |
| Prior Sale | Oct 27, 2017 · Amount on File |
| Deed Book / Page | 10196 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5448 CASCADES CT, WHITE PLAINS, MD 20695-4143 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0111890374 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 11189/374 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5448 CASCADES CT, WHITE PLAINS, MD 20695-4143 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0117430347 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 11743/347 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 12, 2018 |
| Property Address | 5448 CASCADES CT, WHITE PLAINS, MD 20695-4143 |
| Document Number | 0101960024 |
| Book / Page | 10196 / 024 |
| Map Reference | MB60 PG94-111 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8000 VIRGINIA MANOR RD # RD140, 8000, BELTSVILLE, MD 20705-4211 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5448 CASCADES CT, WHITE PLAINS, MD 20695-4143 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 27, 2017 |
| Property Address | 5448 CASCADES CT, WHITE PLAINS, MD 20695-4143 |
| Document Number | 0100450129 |
| Book / Page | 010045 / 000129 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8000 VIRGINIA MANOR RD #140 BELTSVILLE MD 207054211, 140, BELTSVILLE, MD 20705-4211 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5448 Cascades Ct was $22,872.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579,500 Land $100,100 Building $479,400 | $579,500 Land $100,100 Building $479,400 | |
| 2025 | $22,872.00 | ||
| 2023 | $8,041.00 | $445,500 Land $100,100 Building $345,400 | $445,500 Land $100,100 Building $345,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5448 Cascades Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5448 Cascades Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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