54475 Comet Ct, Shelby Township (Utica), MI 48316 Property Records

Macomb County property record for 54475 Comet Ct, Shelby Township, MI 48316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 1969
Lot Size	0.714 acres (31,102 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2017)
Tax Bill	$4,720 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-07-08-276-008`

Property Details

APN / Parcel Number

Primary APN	`23-07-08-276-008`
Alternative APN	`0708276008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,865 sqft Living Area
1st Floor Area	1,865 sqft
Basement Area	1,089 sqft
Unfinished Basement	1,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	31,102 sqft (0.714 acres)
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	54475 COMET CT
City	SHELBY TOWNSHIP
State	MI
Zip	48316-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	L 18 TWILIGHT SUBDIVISION NO 5 LOT 258. LIBER 58 PAGES 31-32
Legal Subdivision	TWILIGHT SUBDIVISION
Legal Lot Number	258
Jurisdiction	MACOMB MI
Township / Civil Division	SHELBY
Census Block Group	1
Census Block	1006
Census Tract	225300

Owner

54475 Comet Ct is owned and occupied by an individual who bought it in September 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	54475 COMET CT, SHELBY TOWNSHIP, MI 48316-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 28, 2017	Warranty Deed, Transfer · Conventional with PMI MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on File
Deed Sale	Sep 28, 2017 · Amount on File
Deed Document Number	20177116712
Deed Book / Page	24968 / 304
Prior Transfer Date	Jul 30, 2013
Prior Transfer Doc	0000138620
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	54475 COMET CT, SHELBY TOWNSHIP, MI 48316-1608
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54475 COMET CT, SHELBY TOWNSHIP, MI 48316-1608

Mortgage

Document Number	2102169070
Date	Apr 29, 2021
Book Page	27647/634
Instrument	202102169070

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	205 Months
Due	May 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	54475 COMET CT, SHELBY TOWNSHIP, MI 48316-1608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PTH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122683
Date	Oct 30, 2019
Book Page	26298/200
Instrument	9122683

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 28, 2017
Property Address	54475 COMET CT, SHELBY TOWNSHIP, MI 48316-1608
Document Number	0000116712
Book / Page	024968 / 000304
Instrument Date	Sep 21, 2017
Instrument	116712
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,451.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54475 COMET CT SHELBY TOWNSHIP MI 483161608, SHELBY TOWNSHIP, MI 48316-1608

Mortgage

Document Number	116713
Date	Sep 28, 2017
Book Page	024968/000306
Instrument	116713

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 54475 Comet Ct was $4,720 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Shelby Charter Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,000 (+4.56%)	$390,000 (+4.56%)
2025	$4,720.00 Homeowner's exemption	$186,500	$373,000
2023		$166,200	$332,400
2022	$4,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54475 Comet Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54475 Comet Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY TOWNSHIP serves 72,000 people · EPA ID MI0006010
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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