Montgomery County property record for 5447 Brainard Dr, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,999 sqft · built 1968 |
| Lot Size | 0.324 acres (14,140 sqft) |
| Owner | Owner Name on File |
| Last Sale | $136,500 (Mar 2013) |
| Tax Bill | $4,025 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03218 0002 |
| Primary APN | N64 03218 0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,999 sqft Living Area |
| 1st Floor Area | 1,999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,140 sqft (0.324 acres) |
| Lot Dimensions | 140 ft deep x 101 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5447 BRAINARD DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 532 OAK CREEK 3-2 |
| Legal Subdivision | OAK CREEK 3-2 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21800 |
Source: Montgomery County records · APN N64 03218 0002
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 02, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 26, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 21, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 13, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 03, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 2013 · Amount on Record |
| Deed Sale | Mar 29, 2013 · Amount on Record |
| Prior Sale | Aug 20, 2012 |
| Deed Document Number | 2013-00021058 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000065856 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021-00065856 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000035214 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 2022-00035214 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000072800 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022-00072800 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Nov 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Document Number | 0000037843 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 202300037843 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000054468 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 202300054468 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Oct 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Document Number | 0000026911 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 2025-00026911 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Document Number | 0000042069 |
|---|---|
| Date | Aug 13, 2024 |
| Instrument | 2024-00042069 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5447 BRAINARD DR, DAYTON, OH 45440-2803 |
| Document Number | 0000068445 |
| Instrument Date | Nov 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5447 BRAINARD DR KETTERING OH 454402803, KETTERING, OH 45440-2803 |
| Document Number | 0000068445 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 68445 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,460 (-) Land $17,490 Building $65,970 | ||
| 2024 | $4,025.00 (-0.4%) | ||
| 2023 | $4,041.00 (+15.39%) | $83,460 (+34.33%) Land $17,490 Building $65,970 | $238,450 (+34.32%) Land $49,970 Building $188,480 |
| 2022 | $3,502.00 | $62,130 Land $13,050 Building $49,080 | |
| 2020 | $177,520 Land $37,290 Building $140,230 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130218001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 291 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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