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5446/5448 Phillips St, Bokeelia, FL 33922 Property Records

Lee County property record for 5446/5448 Phillips St, Bokeelia, FL 33922

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,240 sqft · built 1991
Lot Size0.229 acres (9,975 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Nov 2018)
Tax Bill$4,421 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN28-44-22-05-0000F.0180

Property Details

APN / Parcel Number

Primary APN28-44-22-05-0000F.0180
Alternative APNs
  • 222844050000F0180
  • 10015789

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area2,240 sqft Living Area
Gross Area2,680 sqft
1st Floor Area1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1992
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,975 sqft (0.229 acres)
Lot Dimensions132 ft deep x 75 ft wide
PorchStoop
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10015789
Street Address5446/5448 PHILLIPS ST
CityBOKEELIA
StateFL
Zip33922
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTFC2
Legal DescriptionPINE ISLAND CENTER UNIT 3 BLK F PB 10 PG 108 LOT 18
Legal Range22E
Legal Township44S
Legal Section28
Legal SubdivisionPINE ISLAND CENTER
Legal Tract05
Legal BlockF
Legal Lot Number18
Legal Unit3
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group2
Census Block2005
Census Tract70102

Owner

5446/5448 Phillips St, a duplex, is owned by an individual who bought it in November 2018.

Source: Lee County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address5446 PHILLIPS ST, BOKEELIA, FL 33922-3214
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Deed of Trust, Mortgage · FHA Mortgage
SIWELL INC
May 11, 2022Deed of Trust, Mortgage · FHA Mortgage
SIWELL INC
Nov 16, 2018Warranty Deed, Transfer · FHA Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2018 · Amount on File
Deed SaleNov 16, 2018 · Amount on File
Prior SaleJun 6, 2000 · Amount on File
Deed Document Number2018269471
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address5446 PHILLIPS ST, BOKEELIA, FL 33922-3214
Transaction TypeMortgage
Record UpdatedMar 6, 2023
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5446 PHILLIPS ST 5448, 5448, BOKEELIA, FL 33922-3214

Mortgage

Document Number0000039252
DateFeb 3, 2022
Instrument2022000039252
Lender
NameSIWELL INC
TypeMortgage Company
AddressLUBBOCK, TX 79413
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address5446 PHILLIPS ST, BOKEELIA, FL 33922-3214
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5446 PHILLIPS ST 5448, 5448, BOKEELIA, FL 33922-3214

Mortgage

Document Number0000159116
DateMay 11, 2022
Instrument2022000159116
Lender
NameSIWELL INC
TypeMortgage Company
AddressLUBBOCK, TX 79413
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateNov 16, 2018
Property Address5446 PHILLIPS ST, BOKEELIA, FL 33922-3214
Document Number0000269471
Map ReferenceMB10 PG108-110
Instrument DateNov 14, 2018
Instrument2018000269471
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyCAPE CORAL TITLE, CAPE CORAL TITLE INS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2000 NW IST TER, CAPE CORAL, FL 33993

Transferred To (Grantee/Buyer)

NameVerified Name
Address5446 PHILLIPS ST # 5448, 5448, BOKEELIA, FL 33922-3214

Mortgage

Document Number0000269472
DateNov 16, 2018
Instrument2018000269472
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5446/5448 Phillips St was $4,421.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,781 (+1%)$272,446 (-13.96%) Land $31,651 Building $240,795
2025$4,421.00$211,619$316,657 Land $29,512 Building $287,145
2023$2,772.00$207,317 Land $35,078 Building $172,239$207,317 Land $35,078 Building $172,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5446/5448 Phillips St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 199 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies199 in force
Nearby Flood Claims109 (1995–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 19 claims
  • Hurricane Helene, Sep 2024 · 15 claims
  • Hurricane Ian, Sep 2022 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5446/5448 Phillips St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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