5446 Stepstone Way, Gainesville, GA 30506 Property Records

Hall County property record for 5446 Stepstone Way, Gainesville, GA 30506

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,364 sqft · built 2021
Lot Size0.82 acres (35,719 sqft)
OwnerIndividual Name on File
Last Sale$341,000 (Aug 2022)
Tax Bill$3,347 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-030-001-037

Property Details

APN / Parcel Number

Primary APN10-030-001-037
Alternative APN
  • 89414

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,364 sqft Heated Area
1st Floor Area1,080 sqft
2nd Floor Area1,284 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRustic
Exterior MaterialFiber Cement Siding
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area35,719 sqft (0.82 acres)
Garage Area484 sqft
PorchSlab
Porch Area192 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number89414
Street Address5446 STEPSTONE WAY
CityGAINESVILLE
StateGA
Zip30506-2300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal DescriptionLAWSON'S COVE LOT 37
Legal Lot Number37
JurisdictionHALL GA
Township / Civil DivisionMURRAYVILLE
Census Block Group1
Census Block1031
Census Tract304

Owner

5446 Stepstone Way is owned and occupied by an individual who bought it in August 2022.

Source: Hall County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address5446 STEPSTONE WAY, GAINESVILLE, GA 30506-2300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
EVERETT FINANCIAL
Aug 5, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
EVERETT FINANCIAL
Jan 21, 2022Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2022 · Amount on File
Deed SaleAug 8, 2022 · Amount on File
Deed Document Number20227123
Deed Book / Page9177 / 427
Prior Transfer DateJan 21, 2022
Prior Transfer Doc0090460049
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHALL GA
Recording DateAug 5, 2022
Property Address5446 STEPSTONE WAY, GAINESVILLE, GA 30506-2300
Document Number0091770427
Book / Page9177 / 427
Instrument DateAug 5, 2022
Instrument2022-007123
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5446 STEPSTONE WAY, GAINESVILLE, GA 30506-2300

Mortgage

Document Number0009177428
DateAug 5, 2022
Instrument9177/428
Lender
NameEVERETT FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term353 Months
DueJan 1, 2052

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHALL GA
Recording DateAug 5, 2022
Property Address5446 STEPSTONE WAY, GAINESVILLE, GA 30506-2300
Document Number0091770427
Book / Page9177 / 427
Instrument DateAug 5, 2022
Instrument2022-007123
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 16, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5446 STEPSTONE WAY, GAINESVILLE, GA 30506-2300

Mortgage

Document Number0091770000000428
DateAug 8, 2022
Book Page0000009177/0000000428
Lender
NameEVERETT FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

January 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHALL GA
Recording DateJan 21, 2022
Property Address5446 STEPSTONE WAY, GAINESVILLE, GA 30506-2300
Document Number0090460049
Book / Page9046 / 49
Instrument DateJan 21, 2022
Instrument2022-000715
Transaction TypeTransfer
Record UpdatedFeb 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4651 STRICKLAND RD, FLOWERY BRANCH, GA 30542-3632
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5446 Stepstone Way was $3,347 with a homeowner's exemption, up 3.8% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHall County
Unified School DistrictHall County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,347.00 (+3.85%) Homeowner's exemption$159,120 (+1.09%) Land $20,800 Building $138,320$397,800 (+1.09%) Land $52,000 Building $345,800
2025$3,223.00 Homeowner's exemption$157,400 Land $20,800 Building $136,600$393,500 Land $52,000 Building $341,500
2023$3,390.00 (+110.69%) Homeowner's exemption$129,680 (+119.05%) Land $10,800 Building $118,880$324,200 (+119.05%) Land $27,000 Building $297,200
2022$1,609.00$59,200 Land $8,000 Building $51,200$148,000 Land $20,000 Building $128,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5446 Stepstone Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5446 Stepstone Way is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 77% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAINESVILLE
serves 140,000 people · EPA ID GA1390001
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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