5446 N Central Ave, Chicago, IL 60630 Property Records

Cook County property record for 5446 N Central Ave, Chicago, IL 60630

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 920 sqft · built 1959
Lot Size0.072 acres (3,125 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Mar 2017)
Tax Bill$5,013 (2023)
Deeds & MortgagesDec 2020 Line of Credit
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-08-215-028

Property Details

APN / Parcel Number

Primary APN13-08-215-028
Alternative APN
  • 13-08-215-028-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area920 sqft Living Area
1st Floor Area920 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1961
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,125 sqft (0.072 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5446 N CENTRAL AVE
CityCHICAGO
StateIL
Zip60630-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Description(BUTLERS)(CARPENTER) & (MILWAUKEE) AVE SUB PT OF LYIN G E OF MILWAUKEE AVE EX N 666 FT SEC 08-40-13
Legal Range13E
Legal Township40N
Legal Section08
Legal SubdivisionBUTLERS CARPENTER & MILWAUKEE
Legal Block1
Legal Lot Number5
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1010
Census Tract110200

Owner

5446 N Central Ave is owned and occupied by an individual who bought it in March 2017.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address5446 N CENTRAL AVE, CHICAGO, IL 60630-1305
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Line of Credit
COMPASS MTG
Mar 16, 2017Warranty Deed, Transfer · FHA Mortgage
FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2017 · Amount on File
Deed SaleMar 16, 2017 · Amount on File
Deed Document Number201715018
Prior Transfer DateJul 2, 1998
Prior Transfer Doc0000000647
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5446 N CENTRAL AVE, CHICAGO, IL 60630-1305
Document Number2102607421
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 4, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5446 N CENTRAL AVE CHICAGO IL 606301305, CHICAGO, IL 60630-1305

Mortgage

Document Number2102607421
DateJan 26, 2021
Instrument2607421
Lender
NameCOMPASS MTG
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 25, 2051
Interest
Rate TypeAdjustable Rate
Rate3%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMar 16, 2017
Property Address5446 N CENTRAL AVE, CHICAGO, IL 60630-1305
Document Number1707515018
Instrument DateMar 15, 2017
Instrument7515018
Transaction TypeTransfer
Record UpdatedMar 28, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5446 N CENTRAL AVE CHICAGO IL 606301305, CHICAGO, IL 60630-1305

Mortgage

Document Number1707515019
DateMar 16, 2017
Instrument7515019
Lender
NameFRANKLIN AMERICAN MTG
TypeMortgage Company
AddressIRVING, TX 75039
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 15, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,815 Land $7,813 Building $20,002$278,150 Land $78,130 Building $200,020
2023$5,013.00 (-11.68%)
2022$5,676.00 Homeowner's exemption$31,003 Land $6,253 Building $24,750$310,030 Land $62,530 Building $247,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5446 N Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5446 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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