5446 Lester Rd, Cincinnati, OH 45213 Property Records

Hamilton County property record for 5446 Lester Rd, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1921
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Apr 2022)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-0003-0122-00`

Property Details

APN / Parcel Number

Primary APN	`123-0003-0122-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,044 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	384 sqft
Upper Floors Area	307 sqft
Basement Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,975 sqft (0.228 acres)
Lot Width	61 ft Width
Porch	Porch
Porch Area	214 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5446 LESTER RD
City	CINCINNATI
State	OH
Zip	45213-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E S LESTER RD 0.2293 ACR2-T4-S29 PT LOT 2 EDWIN WOOLLEY HOMESTEAD TRACT SUB
Legal Range	02
Legal Township	04
Legal Section	29
Legal Subdivision	WOOLLEY HOMESTEAD TR SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	5702

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5446 LESTER RD, CINCINNATI, OH 45213-2526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit HONDA FCU
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Document Number	0000040665
Deed Book / Page	14651 / 1447
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5446 LESTER RD, CINCINNATI, OH 45213-2526
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077561
Date	Nov 1, 2023
Book Page	15034/1463
Instrument	2023-0077561

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 21, 2022
Property Address	5446 LESTER RD, CINCINNATI, OH 45213-2526
Document Number	0000040665
Book / Page	14651 / 1447
Map Reference	MB 24 PG 38
Instrument Date	Apr 7, 2022
Instrument	2022-0040665
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$747.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5446 LESTER RD, CINCINNATI, OH 45213-2526

Mortgage

Document Number	0000040666
Date	Apr 21, 2022
Instrument	2022-0040666

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5446 LESTER RD, CINCINNATI, OH 45213-2526
Document Number	0000096394
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5446 LESTER RD CINCINNATI OH 452132526, CINCINNATI, OH 45213-2526

Mortgage

Document Number	0000096394
Date	Sep 21, 2020
Book Page	014257/003646
Instrument	96394

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,373.00 (+3.13%)	$87,150 (-) Land $21,700 Building $65,450
2024	$5,210.00 (-2.21%)	$87,150 (-) Land $21,700 Building $65,450
2023	$5,328.00 (+60.48%)	$87,150 (+79.29%) Land $21,700 Building $65,450	$249,000 (+79.29%) Land $62,000 Building $187,000
2022	$3,320.00 Homeowner's exemption	$48,608 Land $16,380 Building $32,228
2020			$138,880 Land $46,800 Building $92,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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