Hamilton County property record for 5446 Lariat Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,026 sqft · built 1961 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Dec 2005) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0060-0279-00 |
| Primary APN | 540-0060-0279-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 1,026 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 56 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5446 LARIAT DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-4233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LARIAT DR 85 X 130 IRR LOT 86 COVEDALE WEST SUB BLK B |
| Legal Subdivision | COVEDALE WEST SUB |
| Legal Block | B |
| Legal Lot Number | 86 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21303 |
Source: Hamilton County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5446 LARIAT DR, CINCINNATI, OH 45238-4233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2005 · Amount on Record |
| Deed Sale | Dec 15, 2005 · Amount on Record |
| Prior Sale | Jan 4, 2001 · Amount on Record |
| Deed Document Number | 2005212249 |
| Deed Book / Page | 10117 / 1090 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5446 LARIAT DR, CINCINNATI, OH 45238-4233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000075769 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 15511/2507 |
| Instrument | 2025-0075769 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 29, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5446 LARIAT DR, CINCINNATI, OH 45238-4233 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0000047718 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 14666/2079 |
| Instrument | 2022-0047718 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5446 LARIAT DR, CINCINNATI, OH 45238-4233 |
| Document Number | 0000039617 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5446 LARIAT DR CINCINNATI OH 452384233, CINCINNATI, OH 45238-4233 |
| Document Number | 0000039617 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 013923/001041 |
| Instrument | 39617 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.89% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,180.00 (+2.51%) | $53,428 (-) Land $11,806 Building $41,622 | $152,650 (-) Land $33,730 Building $118,920 |
| 2024 | $3,102.00 (-0.32%) | $53,428 (-) Land $11,806 Building $41,622 | |
| 2023 | $3,112.00 (+14.75%) | $53,428 (+29.06%) Land $11,806 Building $41,622 | $152,650 (+29.06%) Land $33,730 Building $118,920 |
| 2022 | $2,712.00 Homeowner's exemption | $41,399 Land $10,490 Building $30,909 | |
| 2020 | $118,280 Land $29,970 Building $88,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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