5445 Zermatt Dr, Wrightwood, CA 92397 Property Records

San Bernardino County property record for 5445 Zermatt Dr, Wrightwood, CA 92397

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,504 sqft · built 1998
Lot Size	0.243 acres (10,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2011)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0356-392-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0356-392-01-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	1,146 sqft
2nd Floor Area	1,358 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,596 sqft (0.243 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	146 sqft
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5445 ZERMATT DR
City	WRIGHTWOOD
State	CA
Zip	92397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 7646 LOT 14
Legal Subdivision	TRACT NO 7646
Legal Tract	7646
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	MOUNT BALDY-WRIGHTWOOD
Census Block Group	3
Census Block	3027
Census Tract	9201

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3038, WRIGHTWOOD, CA 92397-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2011 · Amount on Record
Deed Sale	Sep 20, 2011 · Amount on Record
Prior Sale	May 17, 2004 · Amount on Record
Deed Document Number	2011395259
Prior Transfer Date	Nov 7, 1997
Prior Transfer Doc	0000465236
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5445 ZERMATT DR, WRIGHTWOOD, CA 92397
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 ZERMATT DR, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000542977
Date	Dec 3, 2021
Instrument	2021-0542977

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5445 ZERMATT DR, WRIGHTWOOD, CA 92397
Document Number	0000180387
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5445 ZERMATT DR WRIGHTWOOD CA 92397, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000180387
Date	Jun 1, 2020
Instrument	180387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5445 ZERMATT DR, WRIGHTWOOD, CA 92397
Document Number	0000196298
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5445 ZERMATT DR WRIGHTWOOD CA 92397, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000196298
Date	Jun 14, 2019
Instrument	196298

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,323 (+2%) Land $88,080 Building $264,243
2025	$3,900.00 (+8.45%) Homeowner's exemption	$345,415 (+4.04%) Land $86,353 Building $259,062
2023	$3,596.00 (+2.45%) Homeowner's exemption	$332,002 Land $83,000 Building $249,002
2022	$3,510.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	10 (2001–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Dec 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ultimate Internet Access Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Race Communications, Verizon.

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