5445 S River Rd, Vesuvius, VA 24483 Property Records

Rockbridge County property record for 5445 S River Rd, Vesuvius, VA 24483

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,456 sqft · built 2021
Lot Size	21.7 acres (945,688 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (Oct 2021)
Tax Bill	$2,831 (2026)
Deeds & Mortgages	May 2020 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53 A 2`

Property Details

APN / Parcel Number

Primary APN	`53 A 2`
Alternative APN	`5088`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	4,312 sqft
1st Floor Area	1,456 sqft
Basement Area	1,120 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	945,688 sqft (21.7 acres)
Terrain	Rolling
Porch	Patio
Porch Area	384 sqft
Deck Area	608 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5088
Street Address	5445 S RIVER RD
City	VESUVIUS
State	VA
Zip	24483-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SOUTH RIVER
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3062
Census Tract	930102

Owner

5445 S River Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Rockbridge County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5445 S RIVER RD, VESUVIUS, VA 24483-2710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Oct 6, 2021	Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Deed Document Number	20213865
Prior Transfer Date	Sep 9, 2015
Prior Transfer Doc	0000002439
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	5445 S RIVER RD, VESUVIUS, VA 24483-2710
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001476
Date	May 29, 2020
Instrument	200001476

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	STUARTS DRAFT, VA 24477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 29, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Oct 6, 2021
Property Address	5445 S RIVER RD, VESUVIUS, VA 24483-2710
Document Number	210003865
Instrument Date	Jul 26, 2021
Instrument	210003865
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Tax	$9.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5445 S RIVER RD, VESUVIUS, VA 24483-2710

Mortgage

Document Number	210003866
Date	Oct 6, 2021
Instrument	210003866

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5445 S River Rd was $2,831.

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,831.00	$442,400 (-) Land $164,300 Building $278,100	$442,400 (-) Land $164,300 Building $278,100
2025		$442,400 Land $164,300 Building $278,100	$442,400 Land $164,300 Building $278,100
2023		$442,400 Land $164,300 Building $278,100	$442,400 Land $164,300 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5445 S River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5445 S River Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 83% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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