5445 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5445 Rowe Trl, Pace, FL 32571 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,150 sqft · built 2001
Owner	Individual Name on File
Last Sale	$438,500 (May 2019)
Tax Bill	$4,960 (2024)
Deeds & Mortgages	Feb 2019 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00B00-0530`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00B00-0530`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,150 sqft Heated Area
Gross Area	4,977 sqft
1st Floor Area	4,325 sqft
Utility Area	20 sqft
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Width	1,070 ft Width
Garage Area	1,175 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	061N29580400B000530
Street Address	5445 ROWE TRL
City	PACE
State	FL
Zip	32571-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBINE SPRINGS PLANTATION LOT 53 BLK B AS DES IN OR 3825 PG 1963 LESS 2/3 INT MINERAL
Legal Range	29W
Legal Township	01N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	B
Legal Lot Number	53
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1002
Census Tract	10707

Owner

Source: Santa Rosa County records · APN 06-1N-29-5804-00B00-0530

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5445 ROWE TRL, PACE, FL 32571-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
May 03, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 19, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2019 · Amount on Record
Deed Sale	May 03, 2019 · Amount on Record
Prior Sale	Nov 19, 2018
Deed Document Number	201918074
Deed Book / Page	3825 / 1963
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5445 ROWE TRL, PACE, FL 32571-9556
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038041406
Date	Feb 19, 2019
Book Page	3804/1406
Instrument	201906242

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5445 ROWE TRL, PACE, FL 32571-9556
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037920405
Date	Dec 21, 2018
Book Page	3792/0405
Instrument	201854044

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 03, 2019
Property Address	5445 ROWE TRL, PACE, FL 32571-9556
Document Number	0038251963
Book / Page	3825 / 1963
Map Reference	MB D PG 16
Instrument Date	Apr 25, 2019
Instrument	201918074
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,069.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 PEBBLE BEACH DR, 13, SHALIMAR, FL 32579-1623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 GRENTA GREEN CT, ALEXANDRIA, VA 22304-5601

Mortgage

Document Number	0038251964
Date	May 03, 2019
Instrument	3825/1964

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 19, 2018
Property Address	5445 ROWE TRL, PACE, FL 32571-9556
Document Number	0037831442
Book / Page	003783 / 001442
Instrument Date	Nov 07, 2018
Instrument	49468
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 ROWE TRL PACE FL 325719556, PACE, FL 32571-9556

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,960.00 (+1.81%) Homeowner's exemption	$424,060 (+3%)	$537,390 (+4.31%) Land $109,000 Building $428,390
2023	$4,872.00 (+2.37%) Homeowner's exemption	$411,709 (+3%)	$515,200 (+4.33%) Land $109,000 Building $406,200
2022	$4,759.00 Homeowner's exemption	$399,717	$493,820 Land $109,000 Building $384,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020, river or lake flooding, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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