Dorchester County property record for 5445 Ragged Point Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1971 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Company Name on Record |
| Last Sale | $96,500 (Apr 1999) |
| Tax Bill | $1,959 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 08-184461 |
| Primary APN | 08-184461 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 80,150 sqft (1.84 acres) |
| Garage Type | Detached |
| Garage Area | 1,268 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 184461 |
|---|---|
| Street Address | 5445 RAGGED POINT RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 1.84 ACRES E/S RAGGED POINT ROAD |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 8, NECK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970702 |
Source: Dorchester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5445 RAGGED POINT RD, CAMBRIDGE, MD 21613-3522 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 1999 · Amount on Record |
| Deed Sale | Apr 28, 1999 · Amount on Record |
| Deed Document Number | 19991006 |
| Deed Book / Page | 401 / 58 |
| Record Updated | Sep 20, 2026 |
Source: Dorchester County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,700 (+21.36%) Land $56,200 Building $120,500 | $176,700 (+21.36%) Land $56,200 Building $120,500 | |
| 2025 | $1,959.00 (+16.68%) | ||
| 2023 | $1,679.00 | $145,600 Land $56,200 Building $89,400 | $145,600 Land $56,200 Building $89,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 320 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 320 in force |
| Nearby Flood Claims | 230 (1979–2025) |
| Claims Outside the SFHA | 6 of 230 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bay Country Communications Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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