5445 Middlesex St, Dearborn, MI 48126 Property Records

Wayne County property record for 5445 Middlesex St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,544 sqft · built 1928
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Oct 2021)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-10-182-05-026`

Property Details

APN / Parcel Number

Primary APN	`82-10-182-05-026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	1,029 sqft
Basement Area	1,029 sqft
Unfinished Basement	1,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	112 ft deep x 35 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5445 MIDDLESEX ST
City	DEARBORN
State	MI
Zip	48126-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 522 INCLUDUNG HALF OF THE VACATED ALLEY IN THE REAR THEREOFARDROSS SUB NO 1
Legal Subdivision	ARDROSS NO 1
Legal Lot Number	522
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	4
Census Block	4000
Census Tract	574000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 13, 2023	Correction Deed VENTURE TITLE
Mar 31, 2023	Intrafamily Transfer, Transfer
Oct 14, 2021	Warranty Deed, Transfer NVR TITLE, V1 TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	2021372946
Deed Book / Page	57113 / 1350
Last Transfer Date	Mar 22, 2023
Transfer Doc	0581800987
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108

Mortgage

Document Number	0587080333
Date	Mar 4, 2024
Book Page	58708/333
Instrument	2024043633

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 13, 2023
Property Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108
Document Number	0582020192
Book / Page	58202 / 192
Map Reference	LB 38 PG 6
Instrument Date	Apr 5, 2023
Instrument	2023124338
Record Updated	Mar 26, 2024
Title Company	VENTURE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 31, 2023
Property Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108
Document Number	0581800987
Book / Page	58180 / 987
Map Reference	LB 38 PG 6
Instrument Date	Mar 22, 2023
Instrument	2023112671
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 14, 2021
Property Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108
Document Number	0571131350
Book / Page	57113 / 1350
Map Reference	LB 38 PG 6
Instrument Date	Oct 13, 2021
Instrument	2021372946
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	NVR TITLE, V1 TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22066 DONALDSON ST, DEARBORN, MI 48124-2764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 MIDDLESEX ST, DEARBORN, MI 48126-3108

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,900 (+8.25%)	$225,800 (+8.25%)
2025	$4,222.00 (+41.92%) Homeowner's exemption	$104,300 (+25.36%)	$208,600 (+25.36%)
2023		$83,200	$166,400
2019	$2,975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: T-Mobile.

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