5445 Miami Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 5445 Miami Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,874 sqft · built 1956
Lot Size	1.33 acres (58,327 sqft)
Owner	Individual Name on File
Last Sale	$1,485,000 (Oct 2023)
Tax Bill	$15,208 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`529-0150-0152-00`

Property Details

APN / Parcel Number

Primary APN	`529-0150-0152-00`
Alternative APN	`122246015`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,874 sqft Living Area
Gross Area	9,085 sqft
1st Floor Area	3,197 sqft
2nd Floor Area	1,581 sqft
Basement Area	3,197 sqft
Finished Basement	1,096 sqft
Unfinished Basement	2,101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	58,327 sqft (1.33 acres)
Lot Dimensions	365 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	1,110 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	378 sqft
Patio Area	1,220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5445 MIAMI RD
City	CINCINNATI
State	OH
Zip	45243-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5445 MIAMI RD 144 X 365.94 IRR PT LOT 2 INDIAN HILL ACRES SUB PAR 152 PG 153 PAR 2 CONS
Legal Subdivision	INDIAN HILL ACRES SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3002
Census Tract	24401

Owner

5445 Miami Rd is owned and occupied by an individual who bought it in October 2023.

Source: Hamilton County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage SHAREFAX CU
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage SHAREFAX CU
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Oct 21, 2020 · Amount on File
Deed Document Number	202370842
Deed Book / Page	15014 / 982
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	AHTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921

Mortgage

Document Number	0000009278
Date	Feb 6, 2026
Book Page	15598/1268
Instrument	2026-0009278

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070843
Date	Oct 4, 2023
Book Page	15014/985
Instrument	2023-0070843

Lender

Name	SHAREFAX CU
Type	Credit Union
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 4, 2023
Property Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921
Document Number	0000070842
Book / Page	15014 / 982
Map Reference	MB 50 PG 32-35
Instrument Date	Sep 29, 2023
Instrument	2023-0070842
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921

Mortgage

Document Number	0000070843
Date	Oct 4, 2023
Instrument	2023-0070843

Lender

Name	SHAREFAX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921

Mortgage

Document Number	0000050939
Date	Jul 24, 2023
Book Page	14963/33
Instrument	2023-0050939

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 21, 2020
Property Address	5445 MIAMI RD, CINCINNATI, OH 45243-3921
Document Number	0000109781
Book / Page	14279 / 903
Map Reference	MB 50 PG 32-35
Instrument Date	Oct 13, 2020
Instrument	2020-0109781
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5445 MIAMI AVE, CINCINNATI, OH 45226-2243

Mortgage

Document Number	0000109782
Date	Oct 21, 2020
Instrument	2020-0109782

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0200109783
Date	Oct 21, 2020
Book Page	14279/921
Instrument	2020-0109783

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5445 Miami Rd was $15,208, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,208.00 (+2.45%)	$416,501 (+%) Land $202,682 Building $213,819	$1,190,000 Land $579,090 Building $610,910
2024	$14,844.00 (-0.27%)	$416,499 (-) Land $202,681 Building $213,818
2023	$14,884.00 (-5.53%)	$416,499 (+14.75%) Land $202,681 Building $213,818	$1,190,000 Land $579,090 Building $610,910
2022	$15,756.00 Homeowner's exemption	$362,951 Land $170,258 Building $192,693
2020			$1,037,000 Land $486,450 Building $550,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5445 Miami Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5445 Miami Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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