5445 E Sessions Rd, Sheridan, MI 48884 Property Records

Montcalm County property record for 5445 E Sessions Rd, Sheridan, MI 48884

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,698 sqft
Lot Size	1.96 acres (85,508 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2026)
Tax Bill	$1,970 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Sale + 4 more
APN	`003-001-021-00`

Property Details

APN / Parcel Number

Primary APN	`003-001-021-00`

Interior

Full Baths	1 Bath
Building Area	1,698 sqft Building Perimeter
1st Floor Area	1,360 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Architectural Style	Ranch
Lot Area	85,508 sqft (1.96 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5445 E SESSIONS RD
City	SHERIDAN
State	MI
Zip	48884-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF SE 1/4 OF SW 1/4, DES AS; COM AT A PT 9 1/2 RDS W OF SE COR; TH W 14 RDS; N 22 RDS; E 14 RDS; S 22 RDS TO P OF B
Legal Range	06W
Legal Township	09N
Legal Section	01
Legal Subdivision	S01T9NR6W
Jurisdiction	MONTCALM MI
Township / Civil Division	BUSHNELL
Census Block Group	1
Census Block	1001
Census Tract	971000

Owner

5445 E Sessions Rd is owned and occupied by an individual who bought it in September 2026.

Source: Montcalm County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED
Apr 21, 2026	Warranty Deed, Transfer SUN TITLE
Aug 2, 2023	Deed of Trust, Mortgage COMMUNITY BANK
Apr 21, 2026	Quit Claim Deed, Transfer SUN TITLE
May 24, 2023	Warranty Deed, Transfer
Dec 17, 2021	Warranty Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Apr 21, 2026 · Amount on File
Deed Document Number	20269331
Prior Transfer Date	Jul 19, 2012
Prior Transfer Doc	01551/00661
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Sep 2, 2026
Property Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734
Document Number	0000009331
Instrument Date	Aug 31, 2026
Instrument	20269331
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734

Mortgage

Document Number	0000009332,
Date	Sep 2, 2026
Instrument	20269332

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 21, 2026
Property Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734
Document Number	0000004407
Instrument Date	Apr 17, 2026
Instrument	2026.4407
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	SUN TITLE

Transaction

Amount	Amount on Record
Tax	$127,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10036 BELDING RD NE, ROCKFORD, MI 49341-9098

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R07549
Date	Aug 2, 2023
Instrument	2023R-07549

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 21, 2026
Property Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734
Document Number	0000004406
Instrument Date	Nov 25, 2025
Instrument	20264406
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	SUN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10036 BELDING RD NE, ROCKFORD, MI 49341-9098

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	May 24, 2023
Property Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734
Document Number	2023R05149
Instrument Date	May 17, 2023
Instrument	2023R-05149
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Dec 17, 2021
Property Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734
Document Number	2021R17407
Instrument Date	Dec 10, 2021
Instrument	2021R17407
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5445 E SESSIONS RD, SHERIDAN, MI 48884-9734

Mortgage

Document Number	2021R17408
Date	Dec 17, 2021
Instrument	2021R-17408

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5445 E Sessions Rd was $1,970, up 4.9% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Bushnell Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,700 (+12.08%)	$187,400 (+12.08%)
2025	$1,970.00 (+4.9%)	$83,600	$167,200
2024	$1,878.00
2023		$70,300	$70,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5445 E Sessions Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5445 E Sessions Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, CMS Internet.

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