5445 Bayview Ave, Saint Leonard, MD 20685 Property Records

Calvert County property record for 5445 Bayview Ave, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,104 sqft · built 1975
Lot Size0.201 acres (8,750 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (May 2021)
Tax Bill$2,804 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN01-134655

Property Details

APN / Parcel Number

Primary APN01-134655
Alternative APNs
  • 1134655
  • 134655

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,104 sqft Total Area
Basement Area528 sqft
Finished Basement528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,750 sqft (0.201 acres)
Garage TypeCarport
CarportCarport
Deck Area351 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number134655
Street Address5445 BAYVIEW AVE
CitySAINT LEONARD
StateMD
Zip20685-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 12 & 13 BLK 11 CALVERT BEACH
Legal SubdivisionPLAT NO 3 REVISED CALVERT BEACH
Legal Block11
Legal Lot Number12,13
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1029
Census Tract861100

Owner

Source: Calvert County records · APN 01-134655

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5445 BAYVIEW AVE, SAINT LEONARD, MD 20685-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed, Transfer · Conventional Mortgage
EQUITY RESOURCES INC
Jan 17, 2018Quit Claim Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Prior SaleSep 26, 2012 · Amount on Record
Deed Book / Page5974 / 111
Prior Transfer DateDec 08, 2017
Prior Transfer Doc0051310040
Record UpdatedJun 08, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMay 27, 2021
Property Address5445 BAYVIEW AVE, SAINT LEONARD, MD 20685-2227
Document Number0059740111
Book / Page5974 / 111
Map ReferenceMB 1 PL 39
Instrument DateMay 21, 2021
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyBRIDGEVIEW TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$647.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5445 BAYVIEW AVE, SAINT LEONARD, MD 20685-2227

Mortgage

Document Number5974123
DateMay 27, 2021
Instrument5974/123
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALVERT MD
Recording DateJan 17, 2018
Property Address5445 BAYVIEW AVE, SAINT LEONARD, MD 20685-2227
Document Number0051310040
Book / Page005131 / 000040
Instrument DateDec 08, 2017
Transaction TypeTransfer
Record UpdatedFeb 09, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5445 BAYVIEW AVE ST LEONARD MD 206852227, ST LEONARD, MD 20685-2227

Mortgage

Document Number51310046
DateJan 17, 2018
Book Page005131/000046
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 16, 2048

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,804.00 (+41.26%)$244,900 (+28.15%)$271,800 (+42.23%) Land $88,100 Building $183,700
2023$1,985.00$191,100 Land $88,100 Building $103,000$191,100 Land $88,100 Building $103,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCALVERT BEACH / FOREST TRAIL
private · serves 100 people
Water SourceGroundwater
Last State InspectionDec 2025
Also Mapped HereBEACHES WATER CO-OPERATIVE
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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