Lubbock County property record for 5445 40th St, Lubbock, TX 79414
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 4 ba · 4,342 sqft · built 1971 |
| Lot Size | 0.201 acres (8,763 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,684 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R106217 |
| Primary APN | R106217 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,342 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Lot Area | 8,763 sqft (0.201 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5445 40TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79414-1009 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 0038 |
| Legal Description | RANCHLAND TERRACE W69'OF L 88 |
| Legal Subdivision | RANCHLAND TERRACE |
| Legal Lot Number | 880 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1709 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5445 40TH ST, LUBBOCK, TX 79414-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| May 2, 2018 | Vendor's Lien, Transfer · FHA Mortgage TEXAS TECH FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2024 |
| Deed Sale | Dec 17, 2024 |
| Prior Sale | May 2, 2018 · Amount on Record |
| Deed Document Number | 2024048934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5445 40TH ST, LUBBOCK, TX 79414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005076 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021005076 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 2, 2018 |
| Property Address | 5445 40TH ST, LUBBOCK, TX 79414 |
| Document Number | 0000015792 |
| Map Reference | VOL1029 PG180 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 2018015792 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | HUB CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5445 40TH ST, LUBBOCK, TX 79414 |
| Document Number | 0000015793 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018015793 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,684.00 (-27.45%) | $276,864 (+14.82%) Land $25,500 Building $251,364 | $276,864 (+14.82%) Land $25,500 Building $251,364 |
| 2024 | $5,078.00 (+13.3%) | ||
| 2023 | $4,482.00 (-8.17%) | $241,132 Land $17,526 Building $223,606 | $241,132 Land $17,526 Building $223,606 |
| 2022 | $4,881.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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