5444 SE Horseshoe Point Rd, Stuart, FL 34997 Property Records

Martin County property record for 5444 SE Horseshoe Point Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1969
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Sep 2011)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-001-001-0035.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-001-001-0035.0-4-0000`
Alternative APNs	`49-38-41-001-001-00350-4` `39375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	2,120 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	714 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39375
Street Address	5444 SE HORSESHOE POINT RD
City	STUART
State	FL
Zip	34997-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	NORTH 1/2 OF LOT 35 BLK 1 DECKERS (PB 3 PG 2)
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	DECKERS
Legal Block	1
Legal Lot Number	35
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3003
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Aug 25, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 25, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2011 · Amount on Record
Deed Sale	Sep 1, 2011 · Amount on Record
Prior Sale	Dec 19, 2003 · Amount on Record
Deed Document Number	20112291226
Deed Book / Page	2534 / 2182
Last Transfer Date	Aug 16, 2022
Transfer Doc	0033321366
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410

Mortgage

Document Number	0035320869
Date	Nov 12, 2025
Book Page	3532/869
Instrument	3155968

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410

Mortgage

Document Number	0033501734
Date	Dec 15, 2022
Book Page	3350/1734
Instrument	2993799

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Aug 25, 2022
Property Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410
Document Number	0033321366
Book / Page	3332 / 1366
Map Reference	MB 3 PG 2
Instrument Date	Aug 16, 2022
Instrument	2977398
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5444 SE HORSESHOE POINT RD, 5444, STUART, FL 34997-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Aug 25, 2022
Property Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410
Document Number	0033321368
Book / Page	3332 / 1368
Map Reference	MB 3 PG 2
Instrument Date	Aug 16, 2022
Instrument	2977399
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5444 SE HORSESHOE POINT RD, 5444, STUART, FL 34997-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5444 SE HORSESHOE POINT RD, STUART, FL 34997-2410
Document Number	0030772732
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5444 SE HORSESHOE POINT RD STUART FL 349972410, STUART, FL 34997-2410

Mortgage

Document Number	0030772732
Date	Aug 20, 2019
Book Page	003077/002732
Instrument	2770988

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00 (-0.36%) Homeowner's exemption	$225,948 (+5.99%)	$470,480 (+5.48%) Land $252,000 Building $218,480
2024	$3,372.00 (+2.49%)
2023	$3,290.00 (+3.88%) Additional exemption filed	$213,186 (+3%)	$446,020 (+11.99%) Land $252,000 Building $194,020
2022	$3,167.00 Homeowner's exemption	$206,977	$398,250 Land $238,500 Building $159,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	279 units insured incl. 186 condo units
Nearby Flood Claims	34 (1995–2022)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 25 claims Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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