Isle Of Wight County property record for 5444 Kenmere Ln, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,166 sqft · built 2024 |
| Lot Size | 1.19 acres (52,054 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $584,741 (Dec 2024) |
| Tax Bill | $3,863 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06I-01-003 |
| Primary APN | 06I-01-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,166 sqft Living Area |
| 1st Floor Area | 2,854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Material | Asphalt |
| Lot Area | 52,054 sqft (1.19 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,130 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Street Address | 5444 KENMERE LN |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-3874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 3 ALLENDALE ESTATES |
| Legal Subdivision | ALLENDALE ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | HARDY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 280101 |
5444 Kenmere Ln is owned and occupied by two individuals who bought it in December 2024.
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5444 KENMERE LN, SMITHFIELD, VA 23430-3874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on File |
| Deed Sale | Dec 11, 2024 · Amount on File |
| Prior Sale | Jun 6, 2024 · Amount on File |
| Deed Document Number | 20244662 |
| Prior Transfer Date | Dec 10, 2024 |
| Prior Transfer Doc | 0000004665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 5444 KENMERE LN, SMITHFIELD, VA 23430-3874 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5444 KENMERE LN, SMITHFIELD, VA 23430-3874 |
| Document Number | 0250005335 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 250005335 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,863.00 (+4.52%) | $477,000 (-) Land $62,300 Building $414,700 | $477,000 (-) Land $62,300 Building $414,700 |
| 2025 | $3,696.00 | $477,000 (+665.65%) Land $62,300 Building $414,700 | $477,000 (+665.65%) Land $62,300 Building $414,700 |
| 2023 | $62,300 Land $62,300 | $62,300 Land $62,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5444 Kenmere Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Feb 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5444 Kenmere Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUSHMERE (BURWELL BAY) private · serves 223 people · EPA ID VA3093470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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