5443 Ruddy Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5443 Ruddy Ct, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1960
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2026)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`231-0003-0269-00`

Property Details

APN / Parcel Number

Primary APN	`231-0003-0269-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Finished Basement	300 sqft
Unfinished Basement	904 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	139 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5443 RUDDY CT
City	CINCINNATI
State	OH
Zip	45239-7232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	RUDDY CT 63 X 139.92 LOT 62 MT AIRY NORTHVIEW SUB
Legal Subdivision	MT AIRY NORTHVIEW SUB
Legal Lot Number	62
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	8300

Owner

5443 Ruddy Ct is owned and occupied by an individual who bought it in July 2026.

Source: Hamilton County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5443 RUDDY CT, CINCINNATI, OH 45239-7232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CS TITLE
Jul 14, 2026	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Deed Document Number	202657690
Deed Book / Page	15708 / 3186
Prior Transfer Date	Jul 7, 2026
Prior Transfer Doc	0000056265
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 16, 2026
Property Address	5443 RUDDY CT, CINCINNATI, OH 45239-7232
Document Number	0000057690
Book / Page	15708 / 3186
Instrument Date	Jul 7, 2026
Instrument	202657690
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 RUDDY CT, CINCINNATI, OH 45239-7232

Mortgage

Document Number	0000057691,
Date	Jul 16, 2026
Instrument	202657691

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HAMILTON OH
Recording Date	Jul 14, 2026
Property Address	5443 RUDDY CT, CINCINNATI, OH 45239-7232
Document Number	0000056265
Book / Page	15706 / 126
Instrument Date	Jul 7, 2026
Instrument	202656265
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 RUDDY CT, CINCINNATI, OH 45239-7232

Tax Assessment & Valuation

The 2025 property tax bill for 5443 Ruddy Ct was $2,630 with a homeowner's exemption, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (+2.98%) Homeowner's exemption	$52,686 (-) Land $10,126 Building $42,560	$150,530 Land $28,930 Building $121,600
2024	$2,554.00 (-4.09%) Homeowner's exemption	$52,686 (-) Land $10,126 Building $42,560
2023	$2,663.00 (+79.21%) Homeowner's exemption	$52,686 (+73.04%) Land $10,126 Building $42,560	$150,530 Land $28,930 Building $121,600
2022	$1,486.00 Homeowner's exemption	$30,447 Land $8,351 Building $22,096
2020			$86,990 Land $23,860 Building $63,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5443 Ruddy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5443 Ruddy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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