5443 Ridgewood St, Lorain, OH 44055 Property Records

Lorain County property record for 5443 Ridgewood St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1943
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Mar 2022)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Apr 2022 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-109-131-012`

Property Details

APN / Parcel Number

Primary APN	`03-00-109-131-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,741 sqft Living Area
1st Floor Area	928 sqft
2nd Floor Area	352 sqft
Upper Floors Area	461 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	105 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5443 RIDGEWOOD ST
City	LORAIN
State	OH
Zip	44055-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW 37 X 105.20
Legal Subdivision	RIDGEVIEW FRNT
Legal Block	131
Legal Lot Number	95
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	3
Census Block	3021
Census Tract	97500

Owner

5443 Ridgewood St is owned and occupied by an individual who acquired it in April 2022.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5443 RIDGEWOOD ST, LORAIN, OH 44055-3634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC
Mar 4, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 10, 2021	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	0000865547
Last Transfer Date	Apr 12, 2022
Transfer Doc	0000870775
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Apr 12, 2022
Property Address	5443 RIDGEWOOD ST, LORAIN, OH 44055-3634
Document Number	0000870775
Map Reference	VOL 7 PG 5
Instrument Date	Mar 21, 2022
Instrument	2022-0870775
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5443 RIDGEWOOD ST, LORAIN, OH 44055-3634

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 4, 2022
Property Address	5443 RIDGEWOOD ST, LORAIN, OH 44055-3634
Document Number	0000865547
Map Reference	VOL 7 PG 5
Instrument Date	Mar 2, 2022
Instrument	2022-0865547
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 RIDGEWOOD ST, LORAIN, OH 44055-3634

Mortgage

Document Number	0000865548
Date	Mar 4, 2022
Instrument	2022-0865548

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 10, 2021
Property Address	5443 RIDGEWOOD ST, LORAIN, OH 44055-3634
Document Number	0000806640
Map Reference	VOL 7 PG 5
Instrument Date	Mar 3, 2021
Instrument	2021-0806640
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CHERRY VALLEY DR, AMHERST, OH 44001-1734

Tax Assessment & Valuation

The 2025 property tax bill for 5443 Ridgewood St was $2,620.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00	$47,790 (+0.02%) Land $4,770 Building $43,020	$136,520 (-) Land $13,620 Building $122,900
2024	$2,620.00 (+25.54%)	$47,782 (+67.77%) Land $4,767 Building $43,015	$136,520 (+67.78%) Land $13,620 Building $122,900
2023	$2,087.00 (+11.37%)	$28,480 (-) Land $3,448 Building $25,032	$81,370 Land $9,850 Building $71,520
2022	$1,874.00	$28,480 Land $3,450 Building $25,030
2021			$81,370 Land $9,850 Building $71,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5443 Ridgewood St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5443 Ridgewood St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, Windstream.

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