5443 Knapp St NE, Ada, MI 49301 Property Records

Kent County property record for 5443 Knapp St NE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Lot Size	20.6 acres (898,643 sqft)
Owner	Trust Name on File
Tax Bill	$27,693 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2018 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`41-15-07-251-004`

Property Details

APN / Parcel Number

Primary APN	`41-15-07-251-004`
Alternative APN	`411507251003`

Exterior

Lot Area	898,643 sqft (20.6 acres)
Lot Width	245 ft Width

Location & Zoning

Street Address	5443 KNAPP ST NE
City	ADA
State	MI
Zip	49301-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	411507251004 PART OF GOVT LOT 2 & SE 1/4 COM 925.43 FT S 88D 25S W ALONG E&W 1/4 LINE FROM E 1/4 COR TH S 88D 25S W ALONG E&W
Legal Range	10W
Legal Township	07N
Legal Section	07
Legal Lot Number	2
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	3
Census Block	3001
Census Tract	11901

Owner

5443 Knapp St NE is owner-occupied and held in a trust since January 2022.

Source: Kent County records, as of September 18, 2026

Owner of Record	Trust Name on File
Mailing Address	5443 KNAPP ST NE, ADA, MI 49301-9569
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 6, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 14, 2022
Transfer Doc	0000031447
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Apr 14, 2022
Property Address	5443 KNAPP ST NE, ADA, MI 49301-9569
Document Number	0000031447
Instrument Date	Jan 14, 2022
Instrument	20220414-0031447
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5443 KNAPP ST NE, 5443, ADA, MI 49301-9569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 KNAPP ST NE, ADA, MI 49301-9569

Mortgage

Document Number	0000031448
Date	Apr 14, 2022
Instrument	20220414-0031448

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Margin	3
Max Rate	7.12%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	5443 KNAPP ST NE, ADA, MI 49301-9569
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094968
Date	Dec 6, 2018
Instrument	20181206-0094968

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.15%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.15%
Index	1-Year LIBOR
Max Rate	9.15%

Tax Assessment & Valuation

The 2025 property tax bill for 5443 Knapp St NE was $27,693.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,105,300 (-3.66%)	$2,210,600 (-3.66%)
2025	$27,693.00 Homeowner's exemption	$1,147,300	$2,294,600
2023		$961,300	$1,922,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5443 Knapp St NE in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2020–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5443 Knapp St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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