5442 SW Turtle Shell Ln, Palm City, FL 34990 Property Records

Martin County property record for 5442 SW Turtle Shell Ln, Palm City, FL 34990

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,540 sqft · built 1988
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,833 (2025)
Deeds & Mortgages	May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`43-38-41-001-005-0002.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`43-38-41-001-005-0002.0-8-0000`
Alternative APNs	`43-38-41-001-005-00020-8` `38059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,540 sqft Living Area
Gross Area	3,006 sqft
1st Floor Area	2,540 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,502 sqft (0.287 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38059
Street Address	5442 SW TURTLE SHELL LN
City	PALM CITY
State	FL
Zip	34990-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER LANDING LOT 2 BLK E
Legal Range	41E
Legal Township	38S
Legal Section	43
Legal Subdivision	RIVER LANDING
Legal Block	E
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1006
Census Tract	604

Owner

5442 SW Turtle Shell Ln is owned and occupied by two individuals who acquired it in May 2017.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5442 SW TURTLE SHELL LN, PALM CITY, FL 34990-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 1995
Deed Sale	May 18, 1995
Prior Sale	Jan 29, 1993 · Amount on File
Deed Book / Page	1122 / 2582
Last Transfer Date	May 10, 2017
Transfer Doc	0029260643
Record Updated	Oct 29, 2026

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	May 17, 2017
Property Address	5442 SW TURTLE SHELL LN, PALM CITY, FL 34990-4131
Document Number	0029260643
Book / Page	002926 / 000643
Instrument Date	May 10, 2017
Instrument	2636079
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5442 SW TURTLE SHELL LN PALM CITY FL 349904131, PALM CITY, FL 34990-4131

Tax Assessment & Valuation

The 2025 property tax bill for 5442 SW Turtle Shell Ln was $3,833 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (-0.47%) Homeowner's exemption	$255,742	$481,520 Land $195,000 Building $286,520
2024	$3,851.00 (+2.31%)
2023	$3,764.00 (+3.95%) Additional exemption filed	$241,297 (+3%)	$510,370 (+17.9%) Land $195,000 Building $315,370
2022	$3,621.00 Homeowner's exemption	$234,269	$432,880 Land $185,400 Building $247,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5442 SW Turtle Shell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	38 (1984–2018)
Claims Outside the SFHA	14 of 38
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Irene, Oct 1999 · 6 claims Severe Flooding, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5442 SW Turtle Shell Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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