5442 Eagle Owl Ct, Waldorf, MD 20601 Property Records

Charles County property record for 5442 Eagle Owl Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	6 ba · 7,522 sqft · built 2006
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,999 (Oct 2023)
Tax Bill	$22,030 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-034064`

Property Details

APN / Parcel Number

Primary APN	`09-034064`
Alternative APN	`034064`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	7,522 sqft Living Area
Gross Area	8,320 sqft
1st Floor Area	2,754 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	132,858 sqft
Garage Type	Attached
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	034064
Street Address	5442 EAGLE OWL CT
City	WALDORF
State	MD
Zip	20601-4386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 101 PLT 4 SEC 1 EAGLE RIDGE SUB
Legal Subdivision	EAGLE RIDGE SUB
Legal Block	2
Legal Lot Number	101
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2009
Census Tract	851401

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5442 EAGLE OWL CT, WALDORF, MD 20601-4386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 9, 2020	Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Book / Page	13076 / 156
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 6, 2023
Property Address	5442 EAGLE OWL CT, WALDORF, MD 20601-4386
Document Number	0130760156
Book / Page	13076 / 156
Map Reference	MB 56 PG 102-107
Instrument Date	Oct 2, 2023
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	MILESTONE TITLE INC, MILESTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5442 EAGLE OWL CT, WALDORF, MD 20601-4386

Mortgage

Document Number	0013076164
Date	Oct 6, 2023
Instrument	13076/164

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 9, 2020
Property Address	5442 EAGLE OWL CT, WALDORF, MD 20601-4386
Document Number	0113120055
Book / Page	11312 / 55
Map Reference	MB 56 PG 102-107
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5442 EAGLE OWL CT, WALDORF, MD 20601-4386

Mortgage

Document Number	1131263
Date	Sep 9, 2020
Instrument	11312/63

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821,400 (+21.28%) Land $180,200 Building $641,200	$821,400 (+21.28%) Land $180,200 Building $641,200
2025	$22,030.00 (+136.12%)
2023	$9,330.00	$677,300 Land $130,200 Building $547,100	$677,300 Land $130,200 Building $547,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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