5442 Cherub Cir, Milton, FL 32583 Property Records

Santa Rosa County property record for 5442 Cherub Cir, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 2003
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$104,900 (Dec 2003)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1N-28-5546-00D00-0090`

Property Details

APN / Parcel Number

Primary APN	`18-1N-28-5546-00D00-0090`
Alternative APN	`N28118554600D000090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,748 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5442 CHERUB CIR
City	MILTON
State	FL
Zip	32583-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VILLAS AT CHANTILLY (THE) LOT 9 BLK D AS DES IN OR 2241 PG 565 & IN (ODH) IN OR 3854 PG 1399 & (OSA) IN PG 1413
Legal Range	28W
Legal Township	1N
Legal Section	18
Legal Subdivision	VILLAS AT CHANTILLY
Legal Block	D
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1009
Census Tract	10711

Owner

Source: Santa Rosa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5442 CHERUB CIR, MILTON, FL 32583-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2003 · Amount on Record
Deed Sale	Dec 19, 2003 · Amount on Record
Deed Book / Page	2241 / 565
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 1, 2026
Property Address	5442 CHERUB CIR, MILTON, FL 32583-4608
Document Number	0000027448
Book / Page	4750 / 1149
Instrument Date	May 18, 2026
Instrument	202627448
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027448,
Date	Jun 1, 2026
Book Page	4750/1149
Instrument	202627448

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	197 Months
Due	Nov 1, 2042

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00 (+3.18%) Homeowner's exemption	$141,879 (+2.9%)	$190,235 (+1.73%) Land $28,000 Building $162,235
2024	$1,351.00 (+9.48%) Homeowner's exemption	$137,880 (+3%)	$187,008 (+10.19%) Land $28,000 Building $159,008
2023	$1,234.00 (+3.26%) Homeowner's exemption	$133,864 (+3%)	$169,715 (+1.87%) Land $26,000 Building $143,715
2022	$1,195.00 Homeowner's exemption	$129,965	$166,605 Land $24,000 Building $142,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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