5441 U St, Sacramento, CA 95817 Property Records

Sacramento County property record for 5441 U St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,133 sqft · built 1991
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Mar 2000)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`011-0151-014-0000`

Property Details

APN / Parcel Number

Primary APN	`011-0151-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
1st Floor Area	1,133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5441 U ST
City	SACRAMENTO
State	CA
Zip	95817-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ELMHURST, LOT 1814
Legal Subdivision	ELMHURST MAP 01
Legal Lot Number	1814
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2026
Census Tract	1702

Owner

5441 U St is owned by a company that acquired it in July 2001.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	5441 U ST, SACRAMENTO, CA 95817-1649
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE MARTIN A GAVRILOFF AND MARJORIE H GA
Jun 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage SAFE FCU
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2000 · Amount on File
Deed Sale	Mar 27, 2000 · Amount on File
Deed Book / Page	20000327 / 1194
Last Transfer Date	Jul 19, 2001
Transfer Doc	2001001650
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5441 U ST, SACRAMENTO, CA 95817-1649
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 U ST, SACRAMENTO, CA 95817-1649

Mortgage

Document Number	0000000903
Date	Mar 8, 2024
Instrument	202403080903

Lender

Name	THE MARTIN A GAVRILOFF AND MARJORIE H GA
Type	Private Party
Address	7525 TOPANGA CANYON BLVD, CANOGA PARK, CA 91303

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5441 U ST, SACRAMENTO, CA 95817-1649
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 PIEDMONT DR, SACRAMENTO, CA 95822-2309

Mortgage

Document Number	0000000519
Date	Jun 3, 2024
Instrument	202406030519

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5441 U ST, SACRAMENTO, CA 95817-1649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000573
Date	Apr 6, 2017
Book Page	20170406/0573

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2020
Property Address	5441 U ST, SACRAMENTO, CA 95817-1649
Document Number	2007281953
Instrument Date	Jun 10, 2020
Instrument	2007281953
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5441 U ST SACRAMENTO CA 958171649, SACRAMENTO, CA 95817-1649

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 25, 2019
Property Address	5441 U ST, SACRAMENTO, CA 95817-1649
Document Number	1904251204
Instrument Date	Apr 22, 2019
Instrument	1904251204
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 CONWAY CT SACRAMENTO CA 958263106, SACRAMENTO, CA 95826-3106

Mortgage

Document Number	1904251205
Date	Apr 25, 2019
Instrument	1904251205

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5441 U ST, SACRAMENTO, CA 95817-1649
Document Number	1707030392
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5441 U ST SACRAMENTO CA 958171649, SACRAMENTO, CA 95817-1649

Mortgage

Document Number	1707030392
Date	Jul 3, 2017
Instrument	1707030392

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5441 U St was $2,921, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$242,968 (+2%) Land $62,694 Building $180,274
2025	$2,921.00 (+1.42%)	$238,205 Land $61,465 Building $176,740
2024	$2,880.00 (+2.42%)
2023	$2,812.00 (+1.7%)	$228,957 Land $59,079 Building $169,878
2022	$2,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5441 U St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5441 U St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	200 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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