5441 Spruce Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 5441 Spruce Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,440 sqft · built 1993
Lot Size	6.11 acres (266,152 sqft)
Owner	2 Owner Names on File
Last Sale	$195,000 (Jun 1998)
Tax Bill	$2,657 (2025)
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-1507-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-1507-7`
Alternative APN	`08-3N-22-0000-0001-0680`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,440 sqft Heated Area
Gross Area	3,502 sqft
1st Floor Area	4,880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	266,152 sqft (6.11 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	1,340 sqft
Patio Area	221 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5441 SPRUCE LN
City	CRESTVIEW
State	FL
Zip	32539-8871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR NE1/4 OF SE1/4 S45 DEG W975 FT TO POB S17 DEG E51 FT TO C-D-S 112 FT ALG CURVE S7 DEG E371 FT W494 FT N33 DEG W411
Legal Range	22
Legal Township	03N
Legal Section	08
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2057
Census Tract	20305

Owner

Source: Okaloosa County records · APN C56-000-593-1507-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	5441 SPRUCE LN, CRESTVIEW, FL 32539-8871
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 1998 · Amount on Record
Deed Sale	Jun 26, 1998 · Amount on Record
Deed Document Number	0021602086
Deed Book / Page	2160 / 2086
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (+11.78%) Homeowner's exemption	$305,764 (+11.11%)	$400,025 (+14.02%) Land $84,317 Building $315,708
2023	$2,377.00 (+9.84%) Homeowner's exemption	$275,195 (+12.7%)	$350,838 (+19.08%) Land $65,124 Building $285,714
2022	$2,164.00 Homeowner's exemption	$244,188	$294,636 Land $37,601 Building $257,035

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Based on FCC filings for 53 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1460035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.