5441 Royal Tern Ct, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 5441 Royal Tern Ct, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,494 sqft · built 2011
Lot Size	0.384 acres (16,727 sqft)
Owner	Individual Name on File
Last Sale	$318,475 (Aug 2011)
Tax Bill	$5,316 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
APN	`0221004000120`

Property Details

APN / Parcel Number

Primary APN	`0221004000120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,494 sqft Living Area
1st Floor Area	1,644 sqft
Attic	Attic
Attic Area	493 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,727 sqft (0.384 acres)
Lot Dimensions	44 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	68 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	147 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5441 ROYAL TERN CT
City	CHESAPEAKE
State	VA
Zip	23321-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	12 LAKES OF JOLLIFF PH 1
Legal Subdivision	LAKES OF JOLLIFF, JOLLIFF PINES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3029
Census Tract	21507

Owner

Source: Chesapeake City records · APN 0221004000120

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5441 ROYAL TERN CT, CHESAPEAKE, VA 23321-1380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2011 · Amount on Record
Deed Sale	Aug 10, 2011 · Amount on Record
Prior Sale	Jun 17, 2011 · Amount on Record
Deed Book / Page	8459 / 402
Last Transfer Date	Feb 05, 2016
Transfer Doc	09609/1147
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5441 ROYAL TERN CT, CHESAPEAKE, VA 23321-1380
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010056/79
Date	Sep 16, 2019
Book Page	10056/79
Instrument	190024732

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,316.00 (+5%)	$526,300 (+14.02%) Land $160,000 Building $366,300	$526,300 (+14.02%) Land $160,000 Building $366,300
2024	$5,063.00 (+44.33%)
2023		$461,600 (+1.67%) Land $140,000 Building $321,600	$461,600 (+1.67%) Land $140,000 Building $321,600
2022		$454,000 Land $135,000 Building $319,000	$454,000 Land $135,000 Building $319,000
2019	$3,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500215073, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 145 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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