Ramsey County property record for 5441 Ridgeway St, Saint Paul, MN 55110 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,822 sqft · built 1906 |
| Lot Size | 0.266 acres (11,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,900 (Apr 2022) |
| Tax Bill | $5,810 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-30-22-22-0053 |
| Primary APN | 12-30-22-22-0053 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 475 sqft |
| Finished Basement | 475 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 11,590 sqft (0.266 acres) |
| Lot Dimensions | 122 ft deep x 95 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 408273 |
|---|---|
| Street Address | 5441 RIDGEWAY ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-2360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADY SIDE ADDITION TO,BALD EA COM AT PT ON SE COR OF LOT 38 TH NWLY ...LOTS 4 5 6 7 9 AND LOT 10 BLK 5 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Subdivision | SHADY SIDE ADDITION TO,BALD EA |
| Legal Block | 5 |
| Legal Lot Number | 38,4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40102 |
Source: Ramsey County records · APN 12-30-22-22-0053
Assessment roll updated July 28, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5441 RIDGEWAY ST, SAINT PAUL, MN 55110-2360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE |
| Apr 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Jan 11, 2016 · Amount on Record |
| Deed Document Number | 20224943437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 27, 2026 |
| Property Address | 5441 RIDGEWAY ST, SAINT PAUL, MN 55110-2360 |
| Document Number | 0005114838 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20265114838 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | NORTH TITLE, GREAT NORTH TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142,511.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5441 RIDGEWAY ST, SAINT PAUL, MN 55110-2360 |
| Document Number | 0005114839, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20265114839 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 20, 2022 |
| Property Address | 5441 RIDGEWAY ST, SAINT PAUL, MN 55110-2360 |
| Document Number | 0A04943437 |
| Instrument Date | Apr 15, 2022 |
| Instrument | A04943437 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,286.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5441 RIDGEWAY ST, SAINT PAUL, MN 55110-2360 |
| Document Number | 0A04943438 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | A04943438 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,810.00 (+18.91%) Homeowner's exemption | $433,100 (+14.15%) Land $89,100 Building $344,000 | $433,100 (+14.15%) Land $89,100 Building $344,000 |
| 2024 | $4,886.00 (+20.46%) | ||
| 2023 | $4,056.00 Homeowner's exemption | $379,400 Land $89,100 Building $290,300 | $379,400 Land $89,100 Building $290,300 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271230401022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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