Osceola County property record for 5441 Osceola Ave, Intercession City, FL 33848
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,164 sqft · built 2003 |
| Lot Size | 5.23 acres (227,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (Dec 2025) |
| Tax Bill | $5,622 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 34-25-28-2743-0001-0180 |
| Primary APN | 34-25-28-2743-0001-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,164 sqft Living Area |
| Gross Area | 5,711 sqft |
| 1st Floor Area | 2,042 sqft |
| Upper Floors Area | 1,122 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 227,818 sqft (5.23 acres) |
| Garage Type | Attached |
| Garage Area | 1,047 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 5441 OSCEOLA AVE |
|---|---|
| City | INTERCESSION CITY |
| State | FL |
| Zip | 33848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | CALOOSA ACRES PB 8 PG 135 LOT 18 LESS BEG AT NW COR LOT 18, S 16 DEG W 475.84 FT TO NW COR LOT 9, S 73 DEG E 186.37 FT, S 16 DEG W 234.20 FT, S 73 DEG E 35 FT, N 16 DEG E 269.20 FT, S 73 DEG E 242.38 FT, N 16 DEG E 440.90 FT, N 73 DEG W 463.75 FT TO |
| Legal Range | 28E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | CALOOSA ACRES |
| Legal Tract | 2743 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 40810 |
Source: Osceola County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3305 COMMERCE BLVD, KISSIMMEE, FL 34741-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Jan 29, 2015 · Amount on Record |
| Deed Document Number | 2025153824 |
| Deed Book / Page | 6894 / 2312 |
| Prior Transfer Date | Feb 9, 1999 |
| Prior Transfer Doc | 0015780441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5441 OSCEOLA AVE, INTERCESSION CITY, FL 33848 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0063291184 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 6329/1184 |
| Instrument | 2022178689 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 17, 2025 |
| Property Address | 5441 OSCEOLA AVE, INTERCESSION CITY, FL 33848 |
| Document Number | 0068942312 |
| Book / Page | 6894 / 2312 |
| Map Reference | MB 8 PG 135 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025153824 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 341, INTERCESSION CITY, FL 33848-0341 |
| Name | Verified Name |
|---|---|
| Address | 3305 COMMERCE BLVD, KISSIMMEE, FL 34741-4655 |
| Investor | Possibly a Property Investor |
| Document Number | 0068942314 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 6894/2314 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,622.00 (+4.58%) Homeowner's exemption | $395,221 (+5.99%) | $582,300 (+8.44%) Land $130,800 Building $451,500 |
| 2024 | $5,376.00 (+2.05%) | ||
| 2023 | $5,268.00 Homeowner's exemption | $372,897 | $537,000 Land $94,100 Building $442,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 105 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 82 condo units |
| Nearby Flood Claims | 6 (2022) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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