5441 N Socrum Loop Rd, Lakeland, FL 33809 Property Records

Polk County property record for 5441 N Socrum Loop Rd, Lakeland, FL 33809

Property Summary

Property Type	Bank, Financial Building
Details	1 bd · 3,425 sqft · built 1991
Lot Size	0.847 acres (36,874 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Feb 2025)
Tax Bill	$22,640 (2025)
Deeds & Mortgages	Aug 2023 Sale & Construction Loan Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-30-000000-013070`

Property Details

APN / Parcel Number

Primary APN	`24-27-30-000000-013070`
Alternative APNs	`302724000000013070` `02724000`

Interior

Bedrooms	1 Bed
Units	2 Units
Stories	1 Story
Building Area	3,425 sqft Gross Area
1st Floor Area	3,425 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Hip
Roof Material	Other
Lot Area	36,874 sqft (0.847 acres)
View / Lot	Commercial
Garage Area	22,000 sqft
Canopy	3,055 sqft

Location & Zoning

Street Address	5441 N SOCRUM LOOP RD
City	LAKELAND
State	FL
Zip	33809-4274
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	COMM AT NW COR OF NE1/4 RUN N 88 DEG 34 MIN 08 SEC E 195 FT S 00 DEG 11 MIN 14 SEC W 150 FT FOR POB THENCE S 44 DEG 48 MIN 46 SEC E 128 FT S 45 DEG 11 MIN 14 SEC W 135.90 FT RUN SWLY ALONG CURVE 39.27 FT THENCE N 89 DEG 48 MIN 46 SEC W 104.00 FT N 00
Legal Range	24E
Legal Township	27S
Legal Section	30
Legal Subdivision	BRISTOWS PROPS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1021
Census Tract	12207

Owner

Source: Polk County records · APN 24-27-30-000000-013070

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11962 CHARLTON LN, ORLANDO, FL 32827-7102
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Special Warranty Deed, Construction Loan · Construction Mortgage BEVERLY BANK & TRUST CO NA
Jan 24, 2018	Warranty Deed, Transfer COMERICA BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	202530343
Deed Book / Page	13428 / 944
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 16, 2023
Property Address	5441 N SOCRUM LOOP RD, LAKELAND, FL 33809-4274
Document Number	0000192598
Book / Page	12803 / 1758
Instrument Date	Aug 04, 2023
Instrument	2023192598
Transaction Type	Construction Loan
Record Updated	Aug 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14,991.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 N MAIN ST # ST200, ST200, ANN ARBOR, MI 48104-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 N MORGAN ST APT 504, 504, CHICAGO, IL 60642-6545

Mortgage

Document Number	0128031762
Date	Aug 16, 2023
Instrument	12803/1762

Lender

Name	BEVERLY BANK & TRUST CO NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 24, 2018
Property Address	5441 N SOCRUM LOOP RD, LAKELAND, FL 33809-4274
Document Number	0103760066
Book / Page	010376 / 000066
Instrument Date	Jan 22, 2018
Instrument	16808
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,407.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	320 N MAIN ST #200 ANN ARBOR MI 481041127, 200, ANN ARBOR, MI 48104-1127

Mortgage

Document Number	103810977
Date	Jan 24, 2018
Book Page	010381/000977
Instrument	21467

Lender

Name	COMERICA BK
Type	Bank
Address	39200 6 MILE RD, LIVONIA, MI 48152-2656

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2038

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,640.00 (+38.94%)	$1,290,754 (+40.44%) Land $195,443 Building $1,095,311	$1,290,754 (+40.44%) Land $195,443 Building $1,095,311
2023	$16,295.00 (-1.15%)	$919,109 (-0.38%) Land $195,443 Building $723,666	$919,109 (-0.38%) Land $195,443 Building $723,666
2022	$16,485.00	$922,606 Land $195,443 Building $727,163	$922,606 Land $195,443 Building $727,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAKELAND serves 193,297 people
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

5441 N Socrum Loop Rd, Lakeland, FL 33809 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Special Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on N Socrum Loop Rd

Nearby Streets

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