5441 Mountain Trail Way, Antioch, CA 94531 Property Records

Contra Costa County property record for 5441 Mountain Trail Way, Antioch, CA 94531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,600 sqft · built 2020
Lot Size	0.223 acres (9,727 sqft)
Owner	2 Company Names on Record
Last Sale	$645,000 (Nov 2020)
Tax Bill	$10,884 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-800-050-6`

Property Details

APN / Parcel Number

Primary APN	`053-800-050-6`
Alternative APN	`053-800-050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	2,600 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	9,727 sqft (0.223 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5441 MOUNTAIN TRAIL WAY
City	ANTIOCH
State	CA
Zip	94531-8723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9485 L173
Legal Subdivision	PARK RDG II SUB 9485
Legal Tract	9485
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	4
Census Block	4005
Census Tract	302009

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531-8723
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 6, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	2020266034
Last Transfer Date	Dec 13, 2024
Transfer Doc	0000002083
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531-8723
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531-8723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081598
Date	May 12, 2022
Instrument	2022-081598

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ALVISO, CA 95002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531-8723
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531
Investor	Possibly a Property Investor

Mortgage

Document Number	0000286694
Date	Oct 19, 2021
Instrument	2021-286694

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531-8723
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531-8723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081597
Date	May 12, 2022
Instrument	2022-081597

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2020
Property Address	5441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531-8723
Document Number	0000266034
Map Reference	MB 542 PG 10-14
Instrument Date	Nov 2, 2020
Instrument	2020-266034
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 MOUNTAIN TRAIL WAY, ANTIOCH, CA 94531-8723

Mortgage

Document Number	0000266035
Date	Nov 6, 2020
Instrument	2020-266035

Lender

Name	GUILD MORTGAGE COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Antioch City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$711,908 (+2%) Land $187,693 Building $524,215
2025	$10,884.00 (+5.71%)	$697,950 (+4.04%) Land $184,013 Building $513,937
2023	$10,296.00 (+1.8%)	$670,849 Land $176,868 Building $493,981
2022	$10,114.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANTIOCH serves 116,781 people · EPA ID CA0710001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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