5441 Hammond Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5441 Hammond Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1960
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Apr 2022)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`008-127-004-00`

Property Details

APN / Parcel Number

Primary APN	`008-127-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	99 ft deep x 91 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5441 HAMMOND RD
City	LAPEER
State	MI
Zip	48446-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	08 84 401 000 00 T7N R9E VILLAGE OF ELBA THE W 58 FT OF LOT 4 BLK 7 & E 1/2 OF VACATED PLACER ST ADJ SAME ON WEST.
Legal Subdivision	VILLAGE OF ELBA
Legal Block	7
Legal Lot Number	4
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1022
Census Tract	336000

Owner

5441 Hammond Rd is owned and occupied by an individual who bought it in April 2022.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5441 HAMMOND RD, LAPEER, MI 48446-2756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · FHA Mortgage DORT FCU
Sep 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Sep 27, 2017 · Amount on File
Deed Book / Page	3285 / 360
Prior Transfer Date	Jul 3, 2002
Prior Transfer Doc	1543000407
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 5, 2022
Property Address	5441 HAMMOND RD, LAPEER, MI 48446-2756
Document Number	0032850360
Book / Page	3285 / 360
Map Reference	LB 40 PG 330
Instrument Date	Mar 30, 2022
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5441 HAMMOND RD, 5441, LAPEER, MI 48446-2756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 HAMMOND RD, LAPEER, MI 48446-2756

Mortgage

Document Number	0003285362
Date	Apr 5, 2022
Instrument	3285/362

Lender

Name	DORT FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Mortgage

Document Number	0032850378
Date	Apr 5, 2022
Book Page	3285/378

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 27, 2017
Property Address	5441 HAMMOND RD, LAPEER, MI 48446-2756
Document Number	0029200546
Book / Page	2920 / 546
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3956 N OAK ST, METAMORA, MI 48455-9769

Tax Assessment & Valuation

The 2025 property tax bill for 5441 Hammond Rd was $1,547 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,600 (+1.49%)	$109,200 (+1.49%)
2025	$1,547.00 Homeowner's exemption	$53,800	$107,600
2023		$44,400	$88,800
2022	$902.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5441 Hammond Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5441 Hammond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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