5441 Cherry St, Freeland, WA 98249 Property Records

Island County property record for 5441 Cherry St, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1960
Lot Size	0.61 acres (26,568 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Aug 2021)
Tax Bill	$5,200 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S6530-00-03001-0`

Property Details

APN / Parcel Number

Primary APN	`S6530-00-03001-0`
Alternative APN	`250686`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,858 sqft
1st Floor Area	1,354 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1962
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	26,568 sqft (0.61 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5441 CHERRY ST
City	FREELAND
State	WA
Zip	98249-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	E HARBOR TERR LOTS 1 & 2 BLK 3
Legal Subdivision	E HARBOR TERR
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1024
Census Tract	971900

Owner

5441 Cherry St is owned by an individual who bought it in August 2021.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	338 GRAMAYRE RD, COUPEVILLE, WA 98239-9614
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Jan 15, 2021	Deed of Trust, Mortgage · Conventional with PMI GREG STEWART
Jan 15, 2021	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE/SKAGIT COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Jan 15, 2021 · Amount on File
Deed Document Number	20214527614
Prior Transfer Date	Nov 28, 2006
Prior Transfer Doc	0004190799
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 25, 2021
Property Address	5441 CHERRY ST, FREELAND, WA 98249-9301
Document Number	0004527614
Map Reference	VOL 6 PG 28
Instrument Date	Aug 13, 2021
Instrument	4527614
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,188.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50862 CEREZA, LA QUINTA, CA 92253-8552

Mortgage

Document Number	0004527615
Date	Aug 25, 2021
Instrument	4527615

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5441 CHERRY ST, FREELAND, WA 98249-9301
Document Number	0004508458
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9410 SPRADLEY RD ANACORTES WA 98221, ANACORTES, WA 98221

Mortgage

Document Number	0004508458
Date	Jan 19, 2021
Instrument	4508458

Lender

Name	GREG STEWART
Address	PO BOX 126, SILVANA, WA 98287-0126

Agreement

Type	Conventional with PMI
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 15, 2021
Property Address	5441 CHERRY ST, FREELAND, WA 98249-9301
Document Number	0004508271
Instrument Date	Jan 12, 2021
Instrument	4508271
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE/SKAGIT COUNTY

Transaction

Amount	Amount on Record
Tax	$5,005.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6410 SPRADLEY RD ANACORTES WA 982214366, ANACORTES, WA 98221-4366

Tax Assessment & Valuation

The 2026 property tax bill for 5441 Cherry St was $5,200.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,200.00
2025		$658,254 Land $330,000 Building $328,254	$658,254 Land $330,000 Building $328,254
2023	$4,118.00	$642,258 (+4.69%) Land $300,000 Building $342,258	$642,258 (+4.69%) Land $300,000 Building $342,258
2022		$613,475 Land $300,000 Building $313,475	$613,475 Land $300,000 Building $313,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5441 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5441 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures