54405 Lee Stoner Rd, Callahan, FL 32011 Property Records

Nassau County property record for 54405 Lee Stoner Rd, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 672 sqft · built 1973
Lot Size	1.15 acres (50,164 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Feb 2026)
Tax Bill	$815 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`37-1N-25-296A-0036-0000`

Property Details

APN / Parcel Number

Primary APN	`37-1N-25-296A-0036-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Flat
Roof Material	Tile
Lot Area	50,164 sqft (1.15 acres)
Lot Dimensions	33.6 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	54405 LEE STONER RD
City	CALLAHAN
State	FL
Zip	32011-4769
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RM
Legal Description	TRACT 36 IN OR 2802/1231 LEE STONER SHORES 1 UNR
Legal Range	25E
Legal Township	01N
Legal Section	37
Legal Subdivision	LEE STONER SHORES
Legal Tract	36
Legal Lot Number	A0036
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1000
Census Tract	50506

Owner

54405 Lee Stoner Rd, a mobile home, is owned and occupied by two individuals who bought it in February 2026.

Source: Nassau County records, as of February 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54405 LEE STONER RD, CALLAHAN, FL 32011-4769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Feb 10, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 27, 2026	Correction Deed ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	Jul 25, 2025 · Amount on File
Deed Document Number	20263966
Deed Book / Page	2846 / 546
Prior Transfer Date	Jan 26, 2026
Prior Transfer Doc	0028430416
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	54405 LEE STONER RD, CALLAHAN, FL 32011-4769
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 CORMORANT COVE DR, JACKSONVILLE, FL 32223-2790

Mortgage

Document Number	0028340039
Date	Dec 8, 2025
Book Page	2834/39
Instrument	202545036879

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Nov 12, 2030

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 10, 2026
Property Address	54405 LEE STONER RD, CALLAHAN, FL 32011-4769
Document Number	0028460546
Book / Page	2846 / 546
Instrument Date	Feb 9, 2026
Instrument	202645003966
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PRO TECH TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3446 CORMORANT COVE DR, JACKSONVILLE, FL 32223-2790

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54405 LEE STONER RD, CALLAHAN, FL 32011-4769

Mortgage

Document Number	0002846548
Date	Feb 10, 2026
Instrument	2846/548

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 27, 2026
Property Address	54405 LEE STONER RD, CALLAHAN, FL 32011-4769
Document Number	0028430416
Book / Page	2843 / 416
Instrument Date	Jan 26, 2026
Instrument	202645002399
Record Updated	Feb 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54363 LEE STONER RD, CALLAHAN, FL 32011-4734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 CORMORANT COVE DR, JACKSONVILLE, FL 32223-2790

Tax Assessment & Valuation

The 2025 property tax bill for 54405 Lee Stoner Rd was $815, up 8.8% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00 (+8.81%)	$65,322 (+11.84%) Land $50,000 Building $15,322	$65,322 (+11.84%) Land $50,000 Building $15,322
2024	$749.00 (+4.76%)	$58,406 (+3.8%) Land $45,000 Building $13,406	$58,406 (+3.8%) Land $45,000 Building $13,406
2023	$715.00 (+16.26%)	$56,270 (+5.53%) Land $45,000 Building $11,270	$56,270 (+5.53%) Land $45,000 Building $11,270
2022	$615.00	$53,322 Land $45,000 Building $8,322	$53,322 Land $45,000 Building $8,322

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 54405 Lee Stoner Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2008–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2021 · Tropical Storm Elsa
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54405 Lee Stoner Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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