Howard County property record for 5440 Wolf River Ln, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,692 sqft · built 1970 |
| Lot Size | 0.22 acres (9,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Jul 2022) |
| Tax Bill | $5,788 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-076384 |
| Primary APN | 16-076384 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,692 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,568 sqft (0.22 acres) |
| Garage Type | Built-in |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 076384 |
|---|---|
| Street Address | 5440 WOLF RIVER LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 626 9,568 SQ' 5440 WOLF RIVER LN VIL OAKLAND MILLS |
| Legal Subdivision | VILLAGE OAKLAND MILLS |
| Legal Lot Number | 626 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 606601 |
5440 Wolf River Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5440 WOLF RIVER LN, COLUMBIA, MD 21045-2258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Apr 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on File |
| Deed Sale | Jul 27, 2022 · Amount on File |
| Prior Sale | Dec 17, 1985 · Amount on File |
| Deed Book / Page | 21644 / 92 |
| Prior Transfer Date | Mar 20, 2017 |
| Prior Transfer Doc | 0175310492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 27, 2022 |
| Property Address | 5440 WOLF RIVER LN, COLUMBIA, MD 21045-2258 |
| Document Number | 0216440092 |
| Book / Page | 21644 / 92 |
| Map Reference | MB CMP 17 FO 6 |
| Instrument Date | Jul 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5440 WOLF RIVER LN, 5440, COLUMBIA, MD 21045-2258 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5440 WOLF RIVER LN, COLUMBIA, MD 21045-2258 |
| Document Number | 0002164499 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 21644/99 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 11, 2017 |
| Property Address | 5440 WOLF RIVER LN, COLUMBIA, MD 21045-2258 |
| Document Number | 0175310492 |
| Book / Page | 017531 / 000492 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5440 WOLF RIVER LN COLUMBIA MD 210452258, COLUMBIA, MD 21045-2258 |
The 2026 property tax bill for 5440 Wolf River Ln was $5,788 with a homeowner's exemption, down 1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,788.00 (-9.98%) Homeowner's exemption | $506,900 (+13.14%) Land $200,500 Building $306,400 | $506,900 (-) Land $200,500 Building $306,400 |
| 2025 | $6,430.00 (+5.46%) Homeowner's exemption | $448,033 | $506,900 Land $200,500 Building $306,400 |
| 2024 | $6,097.00 | ||
| 2023 | $330,300 Land $180,500 Building $149,800 | $330,300 Land $180,500 Building $149,800 | |
| 2022 | $3,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5440 Wolf River Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5440 Wolf River Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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