Cheboygan County property record for 5440 Will Dr, Indian River, MI 49749
| Property Type | Condominium |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $102,000 (Sep 2001) |
| Tax Bill | $2,350 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-I52-000-001-00 |
| Primary APN | 161-I52-000-001-00 |
|---|
| Architectural Style | Condo/Apartment |
|---|
| Street Address | 5440 WILL DR |
|---|---|
| City | INDIAN RIVER |
| State | MI |
| Zip | 49749-9431 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | INLAND LAKE ESTATES CONDOMINIUM, A SITE CONDO, SITE 1, ACCORDING TO MASTER DEED RECD IN 662/159-192 & AMMENDED IN 1544/304. |
| Legal Range | 03W |
| Legal Township | 035 |
| Legal Section | 36 |
| Legal Subdivision | INLAND LAKE ESTATES |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | TUSCARORA |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 960700 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5440 WILL DR, INDIAN RIVER, MI 49749-9431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Aug 2, 2017 | Deed of Trust, Mortgage AWAKON FEDERAL CREDIT UNION |
| Jul 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AWAKON FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2001 · Amount on Record |
| Deed Sale | Sep 21, 2001 · Amount on Record |
| Prior Sale | Jan 28, 2000 · Amount on Record |
| Deed Book / Page | 800 / 549 |
| Last Transfer Date | Oct 1, 2024 |
| Transfer Doc | 001539/955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 23, 2026 |
| Property Address | 5440 WILL DR, INDIAN RIVER, MI 49749-9431 |
| Document Number | 1587000942 |
| Book / Page | 1587 / 942 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5440 WILL DR, INDIAN RIVER, MI 49749-9431 |
| Document Number | 1587000942, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 1587/942 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5440 WILL DR, INDIAN RIVER, MI 49749-9431 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5440 WILL DR, INDIAN RIVER, MI 49749-9431 |
| Document Number | 0000001450/0000000786 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 0000001450/0000000786 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5440 WILL DR, INDIAN RIVER, MI 49749-9431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1338/0673 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 1338/0673 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|---|
| Address | ONAWAY, MI 49765 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5440 WILL DR, INDIAN RIVER, MI 49749-9431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1389/327 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 1389/327 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Tuscarora Township |
| Unified School District | Inland Lakes Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,800 (-5.11%) | $397,600 (-5.11%) | |
| 2025 | $2,350.00 (+2.62%) Homeowner's exemption | $209,500 (+14.54%) | $419,000 (+14.54%) |
| 2024 | $2,290.00 (+11%) | ||
| 2023 | $182,900 | $365,800 | |
| 2022 | $2,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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