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5440 Upper Mountain Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 5440 Upper Mountain Rd, Lockport, NY 14094 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,336 sqft · built 1958
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Last Sale$242,000 (Oct 2021)
Tax Bill$6,775 (2025)
Deeds & MortgagesMay 2022 Transfer
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN292600 108.01-3-51

Property Details

APN / Parcel Number

Primary APN292600 108.01-3-51
Alternative APN
  • 26001080010003051000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,336 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area56,628 sqft (1.3 acres)
Lot Dimensions267 ft deep x 202 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area276 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5440 UPPER MOUNTAIN RD
CityLOCKPORT
StateNY
Zip14094-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block3
Legal Lot Number51.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group3
Census Block3000
Census Tract23401

Owner

Source: Niagara County and Lockport Town records · APN 292600 108.01-3-51

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5440 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Intrafamily Transfer, Transfer
Oct 18, 2021Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 31, 2019Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleJun 03, 2019 · Amount on Record
Deed Document Number202121965
Last Transfer DateMar 10, 2022
Transfer Doc0000008312
Record UpdatedJun 08, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNIAGARA NY
Recording DateMay 02, 2022
Property Address5440 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1812
Document Number0000008312
Instrument DateMar 10, 2022
Instrument2022-08312
Transaction TypeTransfer
Record UpdatedMay 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5440 UPPER MOUNTAIN RD, 5440, LOCKPORT, NY 14094-1812

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5440 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1812

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionNIAGARA NY
Recording DateOct 18, 2021
Property Address5440 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1812
Document Number0000001965
Instrument DateSep 30, 2021
Instrument2021-21965
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$968.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5440 UPPER MOUNTAIN RD, 5440, LOCKPORT, NY 14094-1812

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 CREEK HTS, WILLIAMSVILLE, NY 14221-7737

Mortgage

Document Number0000001966
DateOct 18, 2021
Instrument2021-21966
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateMay 31, 2019
Property Address5440 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1812
Document Number0000008467
Instrument DateMay 31, 2019
Instrument2019-08467
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySTEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5440 UPPER MOUNTAIN RD, 5440, LOCKPORT, NY 14094-1812

Transferred To (Grantee/Buyer)

NameVerified Name
Address6890 MINNICK RD, LOCKPORT, NY 14094-7946

Mortgage

Document Number0000008468
DateMay 31, 2019
Instrument2019-08468
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Niagara County and Lockport Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionLockport Town
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,775.00$251,000 (-) Land $36,500 Building $214,500$251,000 (-) Land $36,500 Building $214,500
2023$251,000 Land $30,900 Building $220,100$251,000 Land $30,900 Building $220,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Niagara County (36063C), updated November 6, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360630234013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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