5440 Solterra Cir, Davenport, FL 33837 Property Records

Polk County property record for 5440 Solterra Cir, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,340 sqft · built 2016
Lot Size	0.135 acres (5,863 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Sep 2020)
Tax Bill	$6,440 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-10-701305-000100`

Property Details

APN / Parcel Number

Primary APN	`27-26-10-701305-000100`
Alternative APNs	`102627701305000100` `02627000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,340 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	1,452 sqft
Upper Floors Area	1,888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	5,863 sqft (0.135 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	220 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	280 sqft

Location & Zoning

Street Address	5440 SOLTERRA CIR
City	DAVENPORT
State	FL
Zip	33837-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOLTERRA PHASE 1 PB 156 PG 13-14 LOT 10
Legal Range	27E
Legal Township	26S
Legal Section	10
Legal Subdivision	SOLTERRA PHASE 1
Legal Phase	1
Legal Tract	701305
Legal Block	1
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1021
Census Tract	12506

Owner

5440 Solterra Cir is owned by an individual who bought it in September 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1200 AUTUMN SUN CT, 201, LOUISVILLE, KY 40243-2964
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	May 5, 2016 · Amount on File
Deed Document Number	2020182145
Deed Book / Page	11361 / 76
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 2, 2020
Property Address	5440 SOLTERRA CIR, DAVENPORT, FL 33837-3151
Document Number	0113610076
Book / Page	011361 / 000076
Instrument Date	Aug 24, 2020
Instrument	182145
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 POND VIEW CT CANTON MI 481883293, CANTON, MI 48188-3293

Mortgage

Document Number	113610078
Date	Sep 2, 2020
Book Page	011361/000078
Instrument	182146

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5440 Solterra Cir was $6,440.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,508 (-6.54%) Land $67,000 Building $398,508	$465,508 (-6.54%) Land $67,000 Building $398,508
2025	$6,440.00	$498,107 Land $67,000 Building $431,107	$498,107 Land $67,000 Building $431,107
2023	$10,543.00 (+9.2%)	$533,080 (+24.33%) Land $65,000 Building $468,080	$533,080 (+24.33%) Land $65,000 Building $468,080
2022	$9,655.00	$428,753 Land $65,000 Building $363,753	$428,753 Land $65,000 Building $363,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5440 Solterra Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5440 Solterra Cir is moderate, ranking above 42% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Xfinity.

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