5440 SE Chapel Rd, Osborn, MO 64474 Property Records

DeKalb County property record for 5440 SE Chapel Rd, Osborn, MO 64474

Property Summary

Property Type	Rural Home
Details	1.5 ba · 3,550 sqft · built 2018
Lot Size	9.9 acres (431,244 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,597 (2025)
Deeds & Mortgages	May 2022 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000010502200000000601`

Property Details

APN / Parcel Number

Primary APN	`000010502200000000601`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,550 sqft Living Area
Basement Area	3,550 sqft
Finished Basement	3,550 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	431,244 sqft (9.9 acres)
Porch	Slab
Porch Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5440 SE CHAPEL RD
City	OSBORN
State	MO
Zip	64474-5500
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	POB NE COR SEC 22, S 2700' TO POB, S 420' W 1220' TO E ROW HWY 33 NE 500' ALONG OLD FARM ROAD, E 970' TO POB. 22-58-31
Legal Range	31W
Legal Township	58N
Legal Section	22
Jurisdiction	DEKALB MO
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1003
Census Tract	80200

Owner

Source: DeKalb County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5440 SE CHAPEL RD, OSBORN, MO 64474-5500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT FARMERS BANK
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT FARMERS BANK
Aug 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025
Deed Sale	Aug 28, 2025
Deed Document Number	2025999
Deed Book / Page	232 / 999
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0000000999
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	5440 SE CHAPEL RD, OSBORN, MO 64474
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000229/704
Date	May 26, 2022
Book Page	229/704
Instrument	220704

Lender

Name	INDEPENDENT FARMERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	5440 SE CHAPEL RD, OSBORN, MO 64474
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	228/797
Date	May 21, 2021
Book Page	228/797
Instrument	210797

Lender

Name	INDEPENDENT FARMERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	5440 SE CHAPEL RD, OSBORN, MO 64474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	226/779
Date	Aug 14, 2019
Book Page	226/779
Instrument	190779

Lender

Name	INDEPENDENT FARMERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Colfax Township
Unified School District	Maysville R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00	$76,720 Land $1,270 Building $75,450	$405,027 Land $7,900 Building $397,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON COUNTY PWSD 3 serves 3,722 people · EPA ID MO1024155
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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