Boone County property record for 5440 River Rd, Hebron, KY 41048
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 3.5 ba · 1,560 sqft · built 2001 |
| Lot Size | 3.43 acres (149,759 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,850 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058.00-00-002.00 |
| Primary APN | 058.00-00-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Finished Area |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 149,759 sqft (3.43 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5440 RIVER RD |
|---|---|
| City | HEBRON |
| State | KY |
| Zip | 41048-8704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.4379 AC ON KY 8 2 PARCELS (58-2,5A) |
| Jurisdiction | BOONE KY |
| Township / Civil Division | HEBRON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 70404 |
5440 River Rd is owned and occupied by two individuals.
Source: Boone County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5440 RIVER RD, HEBRON, KY 41048-8704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Aug 21, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Sep 8, 2026 |
| Property Address | 5440 RIVER RD, HEBRON, KY 41048-8704 |
| Document Number | 0001618246 |
| Book / Page | 4953 / 287 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261618246 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 5440 RIVER RD, HEBRON, KY 41048-8704 |
| Document Number | 0001618246, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 4953/287 |
| Instrument | 20261618246 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 5440 RIVER RD, HEBRON, KY 41048-8704 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | M4335/415 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | M4335/415 |
| Instrument | 810119 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 5440 River Rd was $1,850.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,850.00 | $217,000 Land $30,000 Building $187,000 | |
| 2024 | $217,000 (+22.67%) Land $30,000 Building $187,000 | ||
| 2023 | $1,469.00 (+0.41%) | $176,900 (-) Land $18,000 Building $158,900 | $176,900 (-) Land $18,000 Building $158,900 |
| 2022 | $1,463.00 | $176,900 Land $18,000 Building $158,900 | $176,900 Land $18,000 Building $158,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5440 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5440 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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