5440 Patterson Dr, Troy, MI 48085 Property Records

Oakland County property record for 5440 Patterson Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,930 sqft · built 1973
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,500 (Oct 2013)
Tax Bill	$3,751 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-12-405-004`

Property Details

APN / Parcel Number

Primary APN	`88-20-12-405-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	1,090 sqft
Basement Area	1,090 sqft
Finished Basement	1,090 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 78 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	470 sqft
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5440 PATTERSON DR
City	TROY
State	MI
Zip	48085-4068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 12 WINDMILL POINTE NORTH SUB LOT 53
Legal Range	11E
Legal Township	2N
Legal Section	12
Legal Subdivision	WINDMILL POINTE NORTH SUB
Legal Lot Number	53
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3007
Census Tract	196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5440 PATTERSON DR, TROY, MI 48085-4068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2013 · Amount on Record
Deed Sale	Oct 17, 2013 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Document Number	2013262519
Deed Book / Page	46447 / 801
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5440 PATTERSON DR, TROY, MI 48085-4068
Document Number	0000206837
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5440 PATTERSON DR TROY MI 480854068, TROY, MI 48085-4068

Mortgage

Document Number	0000206837
Date	Dec 10, 2019
Book Page	053597/000560
Instrument	206837

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2044

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5440 PATTERSON DR, TROY, MI 48085-4068
Document Number	0000185104
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5440 PATTERSON DR TROY MI 480854068, TROY, MI 48085-4068

Mortgage

Document Number	0000185104
Date	Nov 5, 2019
Book Page	053469/000305
Instrument	185104

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,751.00 (-3.85%)
2023			$293,840
2022	$3,901.00	$146,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Patterson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures