5440 Otis St, Arvada, CO 80002 Property Records

Jefferson County property record for 5440 Otis St, Arvada, CO 80002 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Last Sale	$550,000 (Jul 2023)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`39-132-09-006`

Property Details

APN / Parcel Number

Primary APN	`39-132-09-006`
Alternative APNs	`300005564` `5564`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,421 sqft Living Area
Gross Area	1,701 sqft
1st Floor Area	980 sqft
Basement Area	441 sqft
Finished Basement	441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2022
Architectural Style	Split Level
Construction Type	Brick
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Covered Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	300005564
Street Address	5440 OTIS ST
City	ARVADA
State	CO
Zip	80002-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 03 RANGE 69 QTR NW SUBDIVISIONCD 147000 SUBDIVISIONNAME COLUMBINE ACRES BLOCK 003 LOT 0006 SIZE: 6090 TRACT VALUE: .140
Legal Subdivision	COLUMBINE ACRES
Legal Block	3
Legal Lot Number	6
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1020
Census Tract	10406

Owner

Source: Jefferson County records · APN 39-132-09-006

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5440 OTIS ST, ARVADA, CO 80002-3836
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 02, 2025	Intrafamily Transfer, Transfer
Jul 25, 2023	Special Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Aug 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELLCO CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Aug 23, 2005 · Amount on Record
Deed Document Number	202344557
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	5440 OTIS ST, ARVADA, CO 80002-3836
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 OTIS ST, ARVADA, CO 80002-3836

Mortgage

Document Number	0000077020
Date	Aug 10, 2022
Instrument	2022077020

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1024 Months
Due	Dec 03, 2107

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	5440 OTIS ST, ARVADA, CO 80002-3836
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	HOMESTEAD TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 OTIS ST, ARVADA, CO 80002-3836

Mortgage

Document Number	0000069061
Date	Oct 28, 2025
Instrument	2025069061

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	5440 OTIS ST, ARVADA, CO 80002-3836
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 OTIS ST, ARVADA, CO 80002-3836

Mortgage

Document Number	0000077019
Date	Aug 10, 2022
Instrument	2022077019

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1024 Months
Due	Dec 03, 2107

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	10.1%

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON CO
Recording Date	Apr 02, 2025
Property Address	5440 OTIS ST, ARVADA, CO 80002-3836
Document Number	0000019394
Instrument Date	Apr 02, 2025
Instrument	2025019394
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5440 OTIS ST, ARVADA, CO 80002-3836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5440 OTIS ST, ARVADA, CO 80002-3836
Investor	Possibly a Property Investor

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jul 25, 2023
Property Address	5440 OTIS ST, ARVADA, CO 80002-3836
Document Number	0000044557
Instrument Date	Jul 24, 2023
Instrument	2023044557
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5440 OTIS ST, ARVADA, CO 80002-3836
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044558
Date	Jul 25, 2023
Instrument	2023044558

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	5440 OTIS ST, ARVADA, CO 80002-3836
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 OTIS ST, ARVADA, CO 80002-3836

Mortgage

Document Number	0000077019
Date	Aug 10, 2022
Instrument	2022077019

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	10.1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	5440 OTIS ST, ARVADA, CO 80002-3836
Document Number	0000108582
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 OTIS ST ARVADA CO 800023836, ARVADA, CO 80002-3836

Mortgage

Document Number	0000108582
Date	Sep 01, 2020
Instrument	108582

Lender

Name	BELLCO CU
Type	Credit Union
Address	CENTENNIAL, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 31, 2040

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,434.00 (+18.33%)	$32,445 (+11.38%) Land $13,141 Building $19,304	$519,112 (+5.99%) Land $210,256 Building $308,856
2023	$2,902.00 (+11.32%)	$29,130 (+12.03%) Land $13,095 Building $16,035	$489,781 (+30.92%) Land $195,449 Building $294,332
2022	$2,607.00	$26,002 Land $9,824 Building $16,178	$374,119 Land $141,346 Building $232,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (08059C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080590104061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 1% of the US · less than 1% of Colorado
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 375 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Live Wire Networks	Fixed Wireless (licensed-by-rule)	250 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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