5440 NE Northgate Cir, Lees Summit, MO 64064 Property Records

Jackson County property record for 5440 NE Northgate Cir, Lees Summit, MO 64064

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,088 sqft · built 1993
Lot Size0.375 acres (16,337 sqft)
Owner2 Individual Names on File
Tax Bill$8,532 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-220-01-37

Property Details

APN / Parcel Number

Primary APN43-220-01-37
Alternative APNs
  • 43-220-01-37-00-0-00-000
  • 43220013700000001
  • 920651

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,088 sqft Living Area
1st Floor Area582 sqft
Basement Area2,192 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeConcrete
Roof TypeHip
Roof MaterialTile
Lot Area16,337 sqft (0.375 acres)
Lot Dimensions137 ft deep x 51 ft wide
Garage TypeAttached
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area55 sqft
Deck Area401 sqft
Patio Area241 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number920651
Street Address5440 NE NORTHGATE CIR
CityLEES SUMMIT
StateMO
Zip64064-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD OAKS LOTS 68-110 & TRS C-D---LOT 78
Legal SubdivisionLAKEWOOD OAKS
Legal TractC thru D
Legal Block1
Legal Lot Number78
JurisdictionJACKSON MO
Township / Civil DivisionPRAIRIE
Census Block Group1
Census Block1003
Census Tract14203

Owner

5440 NE Northgate Cir is owned and occupied by two individuals who acquired it in May 2019.

Source: Jackson County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address5440 NE NORTHGATE CIR, LEES SUMMIT, MO 64064-1233
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
May 9, 2019Grant Deed, Transfer
ARVEST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2019
Deed SaleMay 9, 2019
Prior SaleDec 4, 1997 · Amount on File
Deed Document Number2019E33632
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5440 NE NORTHGATE CIR, LEES SUMMIT, MO 64064-1233
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0076087
DateOct 13, 2025
Instrument2025E0076087
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5440 NE NORTHGATE CIR, LEES SUMMIT, MO 64064-1233
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyMCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0031758
DateMar 24, 2021
Instrument2021E0031758
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON MO
Recording DateMay 9, 2019
Property Address5440 NE NORTHGATE CIR, LEES SUMMIT, MO 64064-1233
Document Number0000E33632
Instrument DateMay 2, 2019
Instrument33632E
Transaction TypeTransfer
Record UpdatedMay 31, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5440 NE NORTHGATE CIR LEES SUMMIT MO 640641233, LEES SUMMIT, MO 64064-1233

Mortgage

Document NumberE34218
DateMay 9, 2019
Instrument34218E
Lender
NameARVEST MTG
TypeMortgage Company
AddressLOWELL, AZ 72745
Agreement
AmountAmount on Record
Term360 Months
DueMay 8, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 5440 NE Northgate Cir was $8,532, up 14.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityLee's Summit City
Unified School DistrictBlue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,806 (-) Land $14,324 Building $96,482$583,190 (-)
2025$8,532.00 (+14.08%)$110,806 Land $14,324 Building $96,482$583,190
2024$7,479.00 (+1.84%)
2023$7,344.00$97,660 Land $10,646 Building $87,014$514,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5440 NE Northgate Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5440 NE Northgate Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEES SUMMIT PWS
serves 99,400 people · EPA ID MO1010459
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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