5440 Moose Lodge Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5440 Moose Lodge Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1987
Lot Size	0.713 acres (31,058 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jan 2020)
Tax Bill	$2,402 (2026)
Deeds & Mortgages	Nov 2022 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-012133`

Property Details

APN / Parcel Number

Primary APN	`14-012133`
Alternative APN	`012133`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,058 sqft (0.713 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	012133
Street Address	5440 MOOSE LODGE RD
City	CAMBRIDGE
State	MD
Zip	21613-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 6 - .713 ACRES W/S MOOSE LODGE ROAD CEDAR WOODS SUBDIVISION
Legal Subdivision	MOOSE LODGE ROAD CEDAR WOODS SUB
Legal Lot Number	6
Jurisdiction	DORCHESTER MD
Township / Civil Division	14, LINKWOOD
Census Block Group	1
Census Block	1001
Census Tract	970702

Owner

Source: Dorchester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5440 MOOSE LODGE RD, CAMBRIDGE, MD 21613-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Intrafamily Transfer, Transfer
Oct 22, 2021	Deed of Trust, Mortgage · USDA Mortgage COLTEN MORTGAGE
Jan 31, 2020	Grant Deed, Transfer HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Dec 31, 2002 · Amount on Record
Deed Book / Page	1560 / 217
Last Transfer Date	Nov 17, 2022
Transfer Doc	0017790354
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Nov 17, 2022
Property Address	5440 MOOSE LODGE RD, CAMBRIDGE, MD 21613-3423
Document Number	0017790354
Book / Page	1779 / 354
Instrument Date	Nov 17, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 MOOSE LODGE RD, CAMBRIDGE, MD 21613-3423

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5440 MOOSE LODGE RD, CAMBRIDGE, MD 21613-3423
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016900191
Date	Oct 22, 2021
Book Page	1690/191

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 31, 2020
Property Address	5440 MOOSE LODGE RD, CAMBRIDGE, MD 21613-3423
Document Number	0015600217
Book / Page	001560 / 000217
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5440 MOOSE LODGE RD CAMBRIDGE MD 216133423, CAMBRIDGE, MD 21613-3423

Mortgage

Document Number	15600223
Date	Jan 31, 2020
Book Page	001560/000223

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,402.00 (+7.04%)	$205,133 (+7.25%)	$219,000 (-) Land $43,700 Building $175,300
2025	$2,244.00 (+16.09%)	$191,267 (+13.51%)	$219,000 (+23.45%) Land $43,700 Building $175,300
2023	$1,933.00	$168,500	$177,400 Land $43,700 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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