5440 Monterrey Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 5440 Monterrey Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1979
Lot Size	0.595 acres (25,957 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2022)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-7401-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-7401-7`
Alternative APN	`10-3N-23-0000-0006-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Heated Area
Gross Area	2,396 sqft
1st Floor Area	1,492 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	25,957 sqft (0.595 acres)
Lot Width	133 ft Width
Garage Type	Finished
Garage Area	484 sqft
Porch	Open Porch
Porch Area	332 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5440 MONTERREY RD
City	CRESTVIEW
State	FL
Zip	32539-7016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 897 FT N & 33 FT W OF SE COR OF E1/2 OF SW1/4 W200 FT N133 FT E200 FT S133 FT TO BEG 1046-126
Legal Range	23
Legal Township	03N
Legal Section	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3001
Census Tract	20400

Owner

Source: Okaloosa County records · APN C56-000-593-7401-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5440 MONTERREY RD, CRESTVIEW, FL 32539-7016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2022 · Amount on Record
Deed Sale	Aug 02, 2022 · Amount on Record
Deed Document Number	3568857
Deed Book / Page	3635 / 4054
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 02, 2022
Property Address	5440 MONTERREY RD, CRESTVIEW, FL 32539-7016
Document Number	0036354054
Book / Page	3635 / 4054
Instrument Date	Aug 01, 2022
Instrument	3568857
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 HIGHWAY C 4A, 1000, BAKER, FL 32531-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 MONTERREY RD, CRESTVIEW, FL 32539-7016

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 (-5.22%) Homeowner's exemption	$183,343 (-4.28%)	$189,808 (-0.91%) Land $33,585 Building $156,223
2023	$1,608.00 (+202.26%) Homeowner's exemption	$191,550 (+93.99%) Land $28,534 Building $163,016	$191,550 (+6.53%) Land $28,534 Building $163,016
2022	$532.00 Homeowner's exemption Additional exemption filed	$98,742	$179,815 Land $26,667 Building $153,148

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 178 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.