5440 Front Dr, Holiday, FL 34690 Property Records

Pasco County property record for 5440 Front Dr, Holiday, FL 34690

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,312 sqft · built 1968
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Sep 2023)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-26-16-0070-00000-002A`

Property Details

APN / Parcel Number

Primary APN	`32-26-16-0070-00000-002A`
Alternative APNs	`162632007000000002A` `2150312`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,312 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,280 sqft (0.19 acres)
Garage Type	Attached
Garage Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5440 FRONT DR
City	HOLIDAY
State	FL
Zip	34690-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	FOREST HILLS UNIT 6 PB 8 PG 41 LOT 2A
Legal Range	16E
Legal Township	26S
Legal Section	32
Legal Subdivision	FOREST HILLS
Legal Tract	70
Legal Lot Number	2A
Legal Unit	6
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2000
Census Tract	30502

Owner

5440 Front Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Pasco County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19363 US HIGHWAY 19 N APT 301, 301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 9, 2021	Warranty Deed, Transfer STRATEGIC TITLE LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	2023160082
Deed Book / Page	10882 / 2121
Prior Transfer Date	May 1, 2013
Prior Transfer Doc	0088700358
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 8, 2023
Property Address	5440 FRONT DR, HOLIDAY, FL 34690-6237
Document Number	0108822121
Book / Page	10882 / 2121
Map Reference	MB 8 PG 41
Instrument Date	Sep 5, 2023
Instrument	2023160082
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, UPSIDE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 IRWIN ST W, SAFETY HARBOR, FL 34695-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19363 US HIGHWAY 19 N APT 301, 301, CLEARWATER, FL 33764-3310

Mortgage

Document Number	0108822123
Date	Sep 8, 2023
Instrument	10882/2123

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5440 FRONT DR, HOLIDAY, FL 34690-6237
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 FRONT DR, HOLIDAY, FL 34690-6237

Mortgage

Document Number	0106950178
Date	Sep 21, 2022
Book Page	10695/178
Instrument	2022207881

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 6, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 9, 2021
Property Address	5440 FRONT DR, HOLIDAY, FL 34690-6237
Document Number	0104341410
Book / Page	10434 / 1410
Map Reference	MB 8 PG 41
Instrument Date	Sep 2, 2021
Instrument	2021191803
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	STRATEGIC TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 E COLUMBUS ST, 1210, MARTINSVILLE, IN 46151-1710

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5440 FRONT DR, HOLIDAY, FL 34690-6237
Document Number	0100651585
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5440 FRONT DR HOLIDAY FL 346906237, HOLIDAY, FL 34690-6237

Mortgage

Document Number	0100651585
Date	Mar 5, 2020
Book Page	010065/001585
Instrument	40015

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 4, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 5440 Front Dr was $3,801 with a homeowner's exemption, down 3% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,235 (-0.12%) Land $39,332 Building $212,903	$252,235 (-0.12%) Land $39,332 Building $212,903
2025	$3,801.00 (-2.99%) Homeowner's exemption	$252,532 Land $39,332 Building $213,200	$252,532 Land $39,332 Building $213,200
2024	$3,918.00 (+3.84%)
2023	$3,773.00 (+34.65%) Additional exemption filed	$249,089 (+49.45%) Land $28,712 Building $220,377	$249,089 (+49.45%) Land $28,712 Building $220,377
2022	$2,802.00	$166,667 Land $24,032 Building $142,635	$166,667 Land $24,032 Building $142,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5440 Front Dr in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	47 (1988–2024)
Claims Outside the SFHA	6 of 47
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Debby, Jun 2012 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5440 Front Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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