5440 E Washburn Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5440 E Washburn Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,284 sqft · built 1958
Lot Size	0.83 acres (36,154 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Oct 2006)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Dec 2018 Refinance
Flood Zone	Zone X (moderate risk)
APN	`8812-28-126-007`

Property Details

APN / Parcel Number

Primary APN	`8812-28-126-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	36,154 sqft (0.83 acres)
Garage Type	Mixed
Garage Area	1,536 sqft
Parking Spaces	10 Parking Spaces
Porch	Porch
Porch Area	324 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5440 E WASHBURN RD
City	WATERLOO
State	IA
Zip	50701-9177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NE NW SEC 28 T 88 R 12 COM AT NE COR SAID NW TH N 90 DEG W A DIST 166 FT TH S 1 DEG W A DIST OF 270 FT TH N 90 DEG E TO
Legal Range	12W
Legal Township	88N
Legal Section	28
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1011
Census Tract	2902

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5440 E WASHBURN RD, WATERLOO, IA 50701-9177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2006 · Amount on Record
Deed Sale	Oct 4, 2006 · Amount on Record
Deed Document Number	20062007007975
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5440 E WASHBURN RD, WATERLOO, IA 50701-9177
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900009079
Date	Dec 11, 2018
Instrument	201900009079

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (+0.99%) Homeowner's exemption	$219,780 (+7.13%) Land $55,800 Building $163,980	$219,780 (+7.13%) Land $55,800 Building $163,980
2024	$2,614.00 (+29.92%)
2023		$205,160 (+29.58%) Land $46,500 Building $158,660	$205,160 (+29.58%) Land $46,500 Building $158,660
2022	$2,012.00 Homeowner's exemption	$158,330 Land $37,200 Building $121,130
2021			$158,330 Land $37,200 Building $121,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1993–2016)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 6 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130